Q: Question regarding Chapter 7 bankruptcy.
I live with my mom and my brother ,and my mom getting SSI income $850 a month. and she has like 15K credit card debt . My brother file his taxes individually and I claim my mom as a dependent, and for last few years I was paying her bills but I can't do it any more . Me and my brother together make 100K a year which is more than median income for household size 3 . I want to know can she still file chapter 7 bankruptcy since she can't pass the means test ?
Your question lacks a number of critical facts, e.g., whether your mother claims the two of you as "dependents" on her income tax returns, etc. In addition, from your question, I do not think you comprehend what/how your mom's income is computed.
That said, your best path is to speak to an experienced bankruptcy attorney in your vicinity, about all options.
Just in my experience, total debt of $15,000 is not large enough to justify the consequences of filing for bankruptcy relief. An experienced NV attorney will know your options, once you have given him all the facts and circumstances, and be in a position to advise you and your mother.
Timothy Denison agrees with this answer
1 user found this answer helpful
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