Bankruptcy Questions & Answers

Q: I need to file chapter 7 to stop a garnishment I can't afford. How do I stop it so I can pay for the BK

2 Answers | Asked in Bankruptcy for Indiana on
Answered on May 24, 2017

Difficult situation. You might be able to apply to the Court to pay the filing fees in installments, but that is the only thing..
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Q: Q: I filed bankruptcy, im trying to finish my credit counseling before court today, it is asking me for my case #

2 Answers | Asked in Bankruptcy for Indiana on
Answered on May 24, 2017

Look on the Notice you received that had your court date. It should be on there. Near the top of the page. Good luck!
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Q: Hello what are the big main do's and dont's when it comes to filing for chapter 7 ?

1 Answer | Asked in Bankruptcy for Ohio on
Answered on May 23, 2017

With all due respect, if you have to ask this question, I suggest seeking counsel in your jurisdiction for assistance. It is too complicated to explain all the ins and outs for this forum
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Q: If my husband and I are separated and living in separate households in the state of FL do I have to include his income?

1 Answer | Asked in Bankruptcy for Florida on
Answered on May 23, 2017

You do not have to include husband's income. You are not receiving the benefits of that income..
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Q: NYS Bankruptcy-Would a case be flagged for abuse on chp7 while just over annual means test, but DI is $20 or less/month?

1 Answer | Asked in Bankruptcy for New York on
Answered on May 23, 2017

This is your second post on this. Use a lawyer. You are not doing the means test correctly, and hurting yourself in the process.
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Q: chap 7 bankruptcy NYS- Over the median income but do they consider the support obligation which deducts 20k from income.

2 Answers | Asked in Bankruptcy for New York on
Answered on May 23, 2017

To answer your direct question, support obligations are deducted from income. There is a line on the form for that. In the dozens of cases I have filed, I have only one time not been able to fill out the form in a way someone cannot qualify for Chapter 7.
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Q: To file or not file if I am Trustee to fathers estate

1 Answer | Asked in Bankruptcy and Probate for California on
Answered on May 22, 2017

This is not the type of question that can be answered with the information provided. You need to find a bankruptcy attorney that you can give the details of your financial situation to, and receive information about all of your options. I am assuming you are concerned about filing bankruptcy after inheriting, or maybe you already filed bankruptcy and you have not inherited. I cannot ascertain enough information from your description to even address a topic of concern. See a bankruptcy...
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Q: Do I need a lawyer to file a motion to end a wage order when my chapter 13 case is closed?

1 Answer | Asked in Bankruptcy for Pennsylvania on
Answered on May 22, 2017

I would highly recommend it. It can be technical and service can be difficult, so I would.
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Q: How does my chp.13 bankruptcy effect my worker's comp case if awarded benefits in GA?

1 Answer | Asked in Bankruptcy and Workers' Compensation for Georgia on
Answered on May 22, 2017

It will probably affect your ability to receive your portion of your workers comp settlement, but the effect on weekly income benefits can vary from case to case.
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Q: Bankruptcy liability with a house loan modification in Maryland

2 Answers | Asked in Bankruptcy and Real Estate Law for Maryland on
Answered on May 22, 2017

That doesn't sound sensible. It is "too good to be true," and when things sound too good to be true they usually aren't. You'd be foolish to sign that without having it reviewed in total with a competent lawyer. It is quite easy to reaffirm a debt in bankruptcy, and it is even easier to enter a new debt after discharge. You need to read the whole contract and loan modification in total and understand why a lender would offer a non-bonding loan rather than foreclosing. If there is no hidden...
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Q: Secured creditors in Chapter 7 Bankruptcy.

2 Answers | Asked in Bankruptcy for New Jersey on
Answered on May 22, 2017

It depends..You can try to move to lift the stay and take the property, but that is subject to liens. The Trustee will possibly try to sell the property, but that is if he/she thinks that they can cram down/compromise the liens, and turn a profit for themselves and the creditors. Also you have to look at the Petition and see if the Property is underwater, who else has liens, and did they try to exempt it out. All of these things make a difference. I suggest speaking with a bankruptcy...
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Q: Does Chapter 7 discharge automatically accelerates a debt?

1 Answer | Asked in Bankruptcy for New York on
Answered on May 22, 2017

It does not automatically accelerate the debt.
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Q: Question on completing schedules for corporate bankruptcy filing

2 Answers | Asked in Bankruptcy for New Jersey on
Answered on May 21, 2017

The portion that you own, which would be stated as such.
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Q: Years ago I filed bankruptcy and i can't find the documents, I need the filing date and case #, how do I find these?

2 Answers | Asked in Bankruptcy for Colorado on
Answered on May 18, 2017

Their is an online system. It is called PACER. Go to www.pacer.gov and set up an account, and you can find it
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Q: Can I file for bankruptcy after I've filed for social security disability

2 Answers | Asked in Bankruptcy, Divorce, Medical Malpractice and Social Security for Ohio on
Answered on May 18, 2017

Yes, you can file for Bankruptcy. Social Security Benefits are exempt from Bankruptcy and Creditors
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Q: Can I file Chapter 7 for IRS back taxes that I owe? The IRS wants to put a Levy on m property and seize my assets. Will

4 Answers | Asked in Bankruptcy for New Jersey on
Answered on May 16, 2017

If you never filed the returns, then no. File the returns, and do an offer in compromise to settle the amount.
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Q: If I am behind on my child support payments, will bankruptcy remove my obligation to pay them?

2 Answers | Asked in Bankruptcy for Michigan on
Answered on May 16, 2017

No, it will not get rid of child support. You may be able to pay back arreages in a chapter 13 plan. Talk with a bankruptcy lawyer and see if chapter 13 might be an option for you. Good luck!
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Q: Does bankruptcy discharge child support obligations?

3 Answers | Asked in Bankruptcy for Kentucky on
Answered on May 16, 2017

No, it does not discharge child support obligations. You may be able to pay back arreages in a chapter 13 plan. Talk with a bankruptcy lawyer to see if chapter 13 might be a good option. Good luck!
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Q: I always hear bankruptcy referred to as a 'clean slate'. Does it really get rid of every debt I owe?

3 Answers | Asked in Bankruptcy for Illinois on
Answered on May 15, 2017

Only those debts that can be discharged.

Some debts can't be discharged and others can be discharged only under limited circumstances.

What you are probably referring to is the difference between a Chapter 7 and a Chapter 13.

In 7 you are done and with 13 you keep making monthly payments.
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Q: I want to file Chapter 7. My income is from Soc. Sec. disability $1065.00 monthly. I have $25,000.00 credit card debt.

1 Answer | Asked in Bankruptcy for Texas on
Answered on May 15, 2017

Looks like you are in Texas. There maybe some pro bono groups down there. Up here in New Jersey the different counties set up them up.
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