Bankruptcy Questions & Answers

Q: Since my name is not on the mortgage do I list who's name is on the mortgage as the creditor?

1 Answer | Asked in Bankruptcy for Oklahoma on
Answered on Jun 22, 2018
Timothy Denison's answer
You still list whomever the mortgage is owed to.
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Q: I have judgements against me. Went to court order to show cause. Clerk told me they have an old addresses. can I vacate

1 Answer | Asked in Bankruptcy for New York on
Answered on Jun 22, 2018
Michael David Siegel's answer
vacating = good chance

garnish = yes, but the amount will be capped at 10% of gross wages.
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Q: If my name is not on the mortgage for my house do I list it in schedule D?

1 Answer | Asked in Bankruptcy for Oklahoma on
Answered on Jun 22, 2018
Timothy Denison's answer
Yees. Schedule D.
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Q: How do you file bankruptcy if you have more than one social security number? ID was stole and was stalked.

1 Answer | Asked in Bankruptcy for Florida on
Answered on Jun 21, 2018
Terrence H Thorgaard's answer
Yes, if you hire a bankruptcy lawyer, he or she shouldn't have much difficulty in filing a bankruptcy petition for you. The three Social Security numbers would have to be explained, but that shouldn't be too difficult. What fine were you paying?
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Q: Parents house is foreclosed. We want to keep the house

1 Answer | Asked in Bankruptcy for Massachusetts on
Answered on Jun 21, 2018
Timothy Denison's answer
Have your mom contact a bankruptcy attorney. It will be difficult, if not impossible, absent a refi or influx of cash, but they Wil be able to cover all her options.
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Q: How does Chapter 11 bankruptcy filed by a corporation affect the corp's investor on E-2 visa? Any authoritative guidance

1 Answer | Asked in Bankruptcy and Immigration Law for New York on
Answered on Jun 21, 2018
Timothy Denison's answer
Consequences are same as for any other investor.
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Q: I currently own a home by Tenancy by the Entirety with my wife. Can a judgment lien be placed and foreclosed

1 Answer | Asked in Bankruptcy, Consumer Law and Foreclosure for Oregon on
Answered on Jun 21, 2018
Timothy Denison's answer
That is really an Oregon collections uestion rather than bankruptcy question. Consult a local attorneywho can properly advise you.
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Q: i am in active bankruptcy and my landlord typed a letter of eviction to be out in two weeks can she do this

1 Answer | Asked in Bankruptcy and Landlord - Tenant for Indiana on
Answered on Jun 21, 2018
Alexander Florian Steciuch's answer
No. If you are behind on rent your landlord may post what is called a 10 day notice to pay up or quit the premises. That gives you notice that if you do not make your rent current within 10 days then she has the right to file for an eviction. Landlords in Indiana are required to post this notice before filing for an eviction unless you waived this requirement in your lease.

If your landlord wants to legally remove you from the property she must obtain an eviction order from the local...
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Q: I was served notice from a debt collector who bought the unpaid credit card debt, seeking a civil judgment.

1 Answer | Asked in Bankruptcy and Consumer Law for South Carolina on
Answered on Jun 21, 2018
Timothy Denison's answer
If they sue you and you don’t respond, they get a judgment against you for everything theywant. Your military retirement and disability are exempt from seizure, but your normal pays not and can be garnished. Contact a local attorney to negotiate a payment arrangement for you.
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Q: Hello My name is Jibri Richardson I'm currently live at 3519 clear lake court I been here 5 year I been trying to find

1 Answer | Asked in Bankruptcy, Criminal Law, Real Estate Law and Identity Theft for Nevada on
Answered on Jun 19, 2018
Timothy Denison's answer
Your question has so many variations and possibilities that n one can properly answer it without substantially more information and investigation. Cantaloupe a local attorney, one who specializes in civil law, criminal law and bankruptcy. You have a very complex issue that may only be solved with professional assistance.
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Q: My employer filed chapter 11 while I was in maternity leave. If I leave will I have to pay back insurance premiums?

1 Answer | Asked in Bankruptcy and Employment Law for California on
Answered on Jun 19, 2018
Timothy Denison's answer
I’d take the new job, stretch out the depart/start time to meet the 30 days if possible. Highly unlikely you will have to repay any premiums at all.
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Q: Currently renting to own my home will I be able to keep it if I file for bankruptcy

1 Answer | Asked in Bankruptcy for Illinois on
Answered on Jun 19, 2018
Timothy Denison's answer
Depends on many factors such as income, Chapter, equity in home, etc. contact an experienced bankruptcy attorney who can analyze your specific information and determine the answer to your question.
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Q: Stickers For iPhone

1 Answer | Asked in Bankruptcy and Gov & Administrative Law on
Answered on Jun 19, 2018
Timothy Denison's answer
Ok. What is your question?
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Q: Bow Tie manufacturers

1 Answer | Asked in Bankruptcy and Collections on
Answered on Jun 19, 2018
Timothy Denison's answer
What is your question?
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Q: My license has been suspended for 3 civil law suit from a car accident in 2015. What can i do?.

2 Answers | Asked in Bankruptcy and Collections for California on
Answered on Jun 19, 2018
Timothy Denison's answer
If you file a Chapter 7 bankruptcy and list the three civil suits and creditors, you can likely discharge them. Upon discharge, you can then obtain a valid drivers license.
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Q: Homestead Exemption in Oklahoma, name is on deed to house but not mortgage and yes permeant home and meet requirements

1 Answer | Asked in Bankruptcy for Oklahoma on
Answered on Jun 19, 2018
Timothy Denison's answer
It appears you do qualify for the homestead exemption under the facts you have set out above
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Q: Will having kids affect any part of the bankruptcy filing equation/means test?

1 Answer | Asked in Bankruptcy for Maryland on
Answered on Jun 18, 2018
Timothy Denison's answer
Yes. The children raise your household income allowance as dependents and help you with the means test. Claim everyone sent you have in calculating the means test for household family size, income and average.
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Q: If I file for bankruptcy and then pay off a portion of a debt I owe, will that affect my ability to discharge the rest?

1 Answer | Asked in Bankruptcy for Massachusetts on
Answered on Jun 18, 2018
Timothy Denison's answer
It should not affect your discharge as you can voluntarily pay any debt any time, but you should consult a local bankruptcy attorney before you pay anyone.
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Q: My ex and I co-signed for his car and now he filed for bankruptcy. The auto lender is now expecting me to pay the entire

1 Answer | Asked in Bankruptcy for Puerto Rico on
Answered on Jun 18, 2018
Timothy Denison's answer
The answer should be Contained in your divorce and separation agreement. You may be able to use the contempt power of the court. You’ll need to consult a bankruptcy attorney who can guide you through the technicalities involved.
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Q: Will I lose my house if I file for bankruptcy? I still owe on the mortgage.

2 Answers | Asked in Bankruptcy for Washington on
Answered on Jun 18, 2018
Timothy Denison's answer
Many factors go into answering your question, such as value of house, amount owed on mortgage, equity in house, your income, plus chapter filing type. Consult a local bankruptcy attorney who can help you plan and execute the right decision for you.
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