Bankruptcy Questions & Answers

Q: I have a judgement from July 2011 and was granted a discharge in December 2011. How do I get the judgement off my file?

3 Answers | Asked in Bankruptcy for Virginia on
Answered on Dec 17, 2018
Robert R Weed's answer
Sorry I don't know if the problem is that the judgment shows on your credit report, or that the judgment is attached to real estate you owned in July 2011 that you still own.

Q: Did chapter 7 in 2009 been paying my house since over 8 years now I’m slow at work , they are doing a foreclosure while

1 Answer | Asked in Bankruptcy, Consumer Law, Foreclosure and Real Estate Law for Indiana on
Answered on Dec 15, 2018
Timothy Denison's answer
You can file s Chapter 7 once every 8 years. Depending on your income, equity and financial situation, you may be able to do exactly what you propose.

Q: What is the definition of Income for bankruptcy?

1 Answer | Asked in Bankruptcy for Washington on
Answered on Dec 15, 2018
Timothy Denison's answer
Both definitions you cite qualify as income.

Q: My daughter is professor at Harvard Medical. Was contractor for Medical Simulation Corp. Completed work. Never paid

1 Answer | Asked in Bankruptcy for Massachusetts on
Answered on Dec 15, 2018
Timothy Denison's answer
You will have to find the bankruptcy filing. Once located you can file a proof of claim for her wages in that proceeding. She is a creditor so if she hasn’t received notice of bankruptcy filing, they probably haven’t filed.

Q: Hospital #1 files bankruptcy. Hospital #2 buys them. Old collections hired by hospital #1 contacts me about old bills.

1 Answer | Asked in Bankruptcy, Collections and Health Care Law on
Answered on Dec 14, 2018
Timothy Denison's answer
Make them provide you with any documents you signed which indicate your indebtedness. Most go away after that request.

Q: Could I assign a car lease over to my daughter if I've already filed?

2 Answers | Asked in Bankruptcy for Kentucky on
Answered on Dec 14, 2018
Timothy Denison's answer
Not without the Trustee and Courts permission although you can reject the lease.

Q: How do I amend a petition?

1 Answer | Asked in Bankruptcy for Michigan on
Answered on Dec 14, 2018
Timothy Denison's answer
Simply file an amendment with the court on the locally approved amendment form.

Q: Does an automatic stay start the day I file?

1 Answer | Asked in Bankruptcy for Utah on
Answered on Dec 14, 2018
Timothy Denison's answer
Yes. Upon filing.

Q: I am only considering ch 13 due to a second mortgage balloon payment due in early 2021 if I can't refinance

1 Answer | Asked in Bankruptcy for Rhode Island on
Answered on Dec 13, 2018
Timothy Denison's answer
You can do a100% repayment plan over 5 years without incident.

Q: I have HIV and severe PTSD with phsycotic tendencies. I need a pro bono bankruptcy attorney.

1 Answer | Asked in Bankruptcy for Oregon on
Answered on Dec 13, 2018
Cristina M. Lipan's answer
Legal aid will help you draft your bankruptcy petition, but will not actually represent you. This is not the kind of legal work that attorneys will do pro bono. If you have no income or assets then you're essentially judgment proof anyway, so bankruptcy is not urgent and you can wait until you have the money to pay for an attorney. You might be ok filing on your own if you have no assets to protect, but mistakes can complicate things for you.

Q: Bankruptcy

4 Answers | Asked in Bankruptcy for New Jersey on
Answered on Dec 12, 2018
Karra Kingston's answer
I would need more information to know if you qualify. But I’m a Chapter 7 lawsuits can be included when filing a chapter 7 and could be included as long as you qualify.

It is important to consult with an experienced attorney

Https://bankruptcylawnynj.com

Q: Looking to file chapter 7

4 Answers | Asked in Bankruptcy for New Jersey on
Answered on Dec 12, 2018
Leonard R. Boyer's answer
Yes you will be able to file for Bankruptcy, your income is not a problem at all. Do not let geographic restrictions get in the way of retaining the best attorney. Pick the best attorney you can find and remember one rule: a good attorney is generally never cheap, and a cheap attorney is generally never good so don't choose based on price.

Q: I am in the process of filing for bankruptcy. Am I able to include an over payment of SNAP benefits in my bankruptcy?

1 Answer | Asked in Bankruptcy for Virginia on
Answered on Dec 12, 2018
Timothy Denison's answer
Yes. You will still be responsible. The overpayment will not be discharged with a chapter 7 bankruptcy.

Q: If you have a lawsuit pending or a judgement has been made, would chapter 7 bankruptcy stop any further actions?

3 Answers | Asked in Bankruptcy for New Mexico on
Answered on Dec 11, 2018
Timothy Denison's answer
Depends on what kind of action but generally speaking g, yes.

Q: I have a personal injury lawsuit, pending against me which arose from a minor accident. alcohol was NOT involved.

1 Answer | Asked in Bankruptcy for Nevada on
Answered on Dec 10, 2018
Timothy Denison's answer
Yes, it can. E included, but it might be better to go ahead and file, especially if you were going to file anyway.

Q: Any help for chapter 13

1 Answer | Asked in Bankruptcy and Foreclosure for California on
Answered on Dec 10, 2018
Aaron Michael Lloyd's answer
Contact a local bankruptcy attorney that is licensed to practice law in your state.

Q: I am in chapter 13 and paying my mortgage and back arrears !

2 Answers | Asked in Bankruptcy for New Jersey on
Answered on Dec 10, 2018
Leonard R. Boyer's answer
If you don't already have an experienced Chapter 13 attorney, then you need to get one. This is not the way to handle your case. You are NOT likely to get a refinance while in Bankruptcy and if the mortgage broker you spoke to told you that, then they are clueless or have some nefarious motivation. You need to seek a mortgage loan modification through the Bankruptcy Court's mortgage modification program, you are so far in over you head, you have no clue. Trying to represent yourself in Court...

Q: Is it possible to get a $1600 payment to a creditor returned to us after filing a chapter 13 bankruptcy?

1 Answer | Asked in Bankruptcy for Minnesota on
Answered on Dec 8, 2018
Timothy Denison's answer
The Trustee will recover the payment as a preference but it will likely remain with the trustee unless the plan is 100% repayment.

Q: Is it possible to file bankruptcy on an endowment loan my son used for welding school?

1 Answer | Asked in Bankruptcy for Arkansas on
Answered on Dec 7, 2018
Timothy Denison's answer
Possibly. You need to have your son consult an experienced bankruptcy attorney to handle this. He can NOT do tho himself.

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