Your current state is Virginia
Court appointed trustee was awarded 350k for my injury. Another 100k of assets were taken from me to pay my creditors who all received 98.6% of what I owed them. One of the creditors was a parent loan I took out for my son’s college. They received 59k of the proceeds in 2017. Now they are... Read more »
answered on Oct 4, 2022
Bankruptcy Code section 523 lists debts that are not discharged in the bankruptcy - meaning you would still owe the debts. 523(8) speaks to educational loans. The student loan debt might not have been discharged. However, it would only be for the balance after accounting for the payment made in the... Read more »
I have really great credit but my husband and I are digging ourselves into a hole with a large loan we have. We might be taking on having to add another family member to raise due to an emergency family situation, so financial restructuring is going to be in order. We would not file for bankruptcy... Read more »
answered on Sep 28, 2022
You can file anytime but it could be considered fraudulent if you file too soon. You really should have a competent bankruptcy lawyer evaluate your entire financial situation.
So I obliged to her request. However, it's not a mission, she moved in with her bf. I was paying for food and rent, knowing shes doing good in church. Moved forward, I was still supported up until September 1, 2022, cuz I found out that shes been cheating on me all this time. Also, I found out... Read more »
answered on Sep 28, 2022
You can probably sue her in small claims but I doubt many lawyers will be interested due to the amount in controversy. Most likely more trouble than it’s worth.
it happened a year ago, i only recently became an adult and was super overwhelmed, had no idea what to do. i suffer with anxiety so dealing with this situation on my own was very mentally challenging for me and i tried to avoid it. i know that it won’t go away and i need to contact the bank about... Read more »
answered on Sep 28, 2022
You probably should hire a lawyer to evaluate your entire financial situation snd see what your best move is from here.
answered on Sep 28, 2022
You’ll need to file a motion with the court and get permission first.
There was a racket probe of 478 million dollars.
answered on Sep 27, 2022
I believe you're referring to a proof of claim form received with respect to a chapter 11 bankruptcy case. If you have a claim against the Debtor, then you may fill out the claim, and attach supporting documentation. You may be able to fill out the claim online (depending on the court and... Read more »
answered on Sep 26, 2022
I’m not sure what AfterPay is, but anytime you need to incur debt while you’re in an active Chapter 13 case, such as for a replacement vehicle or an emergency for an air conditioner, you’ll need to contact your Attorney and have him file a Motion to Incur Debt, which need to be approved by... Read more »
Will my wife find out or be alerted if I file for bankruptcy? The only thing we have together is a joint bank account with a few hundred dollars in there. The house, and one of the cars is in her name solely, and has been since the beginning. Also, I have a few years left on my car loan, if I were... Read more »
I declared bankruptcy in 2016. I received a ledger from Lazega & Johanson, a collection law firm, very away after receiving my bankruptcy discharge. It stated that I owed them an absurd sum in association dues, which included fees and interest.
I discovered after looking at the charges... Read more »
answered on Sep 23, 2022
Per Bankruptcy Code 523(a)(16), these debts are probably not dischargeable in bankruptcy, so you would continue to owe them. Whether they represent an accurate balance of what you owe is a different issue.
I suggest clearly breaking down all charges and payments made (like a statement),... Read more »
answered on Sep 23, 2022
Possibly, but the burden to trace it and show it was purchased from VA funds is on you.
So basically I owe a psych ward a ton of money. I was sued for it. And now they are garnishing my entire bank account. I have been trying to get ahold of the lawyer company to hopefully negotiate to stop the garnishment but they won’t return my calls and their automated emails just tell me to... Read more »
answered on Sep 20, 2022
Get all of your money out of the bank and keep it out until you hire a lawyer and get this problem settled.
Just curious if I sign the LLC over will that transfer the debt to that person as well or will I still be responsible. The LLC is almost 3 years old and has not shown a profit. I want to claim bankruptcy but someone else wants to take on the ownership and debt but not pay me anything... I would... Read more »
answered on Sep 20, 2022
As a general rule, the debt belongs to the entity, not you, so you (personally) would not be liable for the debt. In this case, you could just walk away. HOWEVER, there may be other issues that might prevent you from doing this. If you signed a personal guarantee, then you would be still liable for... Read more »
All debt in my wife’s name and we are divorcing. If I am responsible for 50% of marital debt and she is filing bankruptcy, how do I file for my half of the debt if it’s not in my name?
answered on Sep 19, 2022
I had this issue in a case in Oklahoma, involving a Colorado bankruptcy, and a Florida divorce.
Your divorce decree/property settlement agreement most probably allocates responsibility for the marital debts, and that is what includes you as a responsible party to the debt. But your... Read more »
I just received a summons by mail for a credit card I may owe. How should I handle the summons? Ohio
I haven’t received any statement showing where the garnishment is going.
answered on Sep 15, 2022
Statements stopped when the account charged off. The garnishments are applied to the judgment; the law firm handling the garnishment keeps the balance and will give you a balance on occasion. They will not send you a monthly statement.
wants copies of my pay stubs. I said “no” I have nothing to do with this. This was before we were married. Can the court subpoena my pay stubs? I have no official court order demanding that I provide my pay stubs. Can I refuse since I have nothing to do with his bankruptcy?
answered on Sep 15, 2022
The Bankruptcy Trustee can subpoena them. This is a situation called "change in circumstances" and allows the Trustee to request and augment the Plan in light of same. I would comply with your Husband's Counsel and discuss same with him/her
The debt is only in her name.
Also,, She gets a paper check and has no bank account. I cash the check for her through my bank. We have very little equity in a jointly owned car. My major concern is the house but I think she is practically, "judgement proof."am I wrong? Thanks
answered on Sep 15, 2022
North Carolina has long recognized the common law creation and enforcement of the tenancy by entirety concept. Here's a good UNC law review article tracing its history.... Read more »
I'm so depressed. My wife and I filed Chapter 7 Bankruptcy in August 2019 because I had to retire at 62 because of a bad back and social security wasn't going to pay my debts. Now I'm 65 and my wife is 73. I personally have credit cards and 2 personal loans. All unsecured. And... Read more »
answered on Sep 14, 2022
You can file a chapter 13 plan next year (4 years from date of last filing). Unfortunately, neither of you can file chapter 7 again until 2027 (eight years from date of last filing).
I'm so depressed. My wife and I filed Chapter 7 Bankruptcy in August 2019 because I had to retire at 62 because of a bad back and social security wasn't going to pay my debts. Now I'm 65 and my wife is 73. I personally have credit cards and 2 personal loans. All unsecured. And... Read more »
answered on Sep 14, 2022
Chapter 7 is not available to you until August of 2027 since Chapter 7 can only be filed every eight years.
Chapter 13, a consolidation of your debts, may be possible depending upon your budget.
The best thing you can do is contact an experience Bankruptcy attorney in the county in... Read more »
I want to make sure that I’m filling this out correctly. I live in California don’t own home and want to hand over my vehicle to the lender. However I want to keep all of my personal belongings. How do I make sure it’s filled out that way, please advise. Thank you.
answered on Sep 14, 2022
I urge you to consult with a bankruptcy attorney in your area. The key to a successful bankruptcy is properly and fully completing the documents required by the Court. Or, contact the clerk's office at your local bankruptcy court to find out if they have bankruptcy clinics or legal clinics... Read more »
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