Q: i carry comp collision liability uninsured mortorisst. vehicle was stolen nov21 2022 mercury ins has not paid the claim.
the car was stolen from in front of my home. i immediately called the police. my insurance adjuster called to tell me they were paying out on the claim and she had set me up with another adjuster to handle disbursement of the claim. same day the vehicle was found. It was put into a tow yard in mission hills whereas the vehicle was stolen again. lapd west valley division claimed to have found it first. again it was stolen and recovered by the west hollywood police dept. and a arrest was made. the police called me to ask me if i wanteed to press charges i said yes. from my understanding there was a 40,000 bail set for the thief and he made bail. that is made bail 3 seperate times. i was only given a rental car for 30days. it cost me an additional 5000.00 for the rental car for the months i needed a vehicle until it exhausted my savings. I had no way to get the essentials i needed and everything had to be delivered. i had to pay for medical expenses out of my pocket as my medi-cal
A:
I'm sorry to hear about your situation. It sounds like a complicated and frustrating experience.
If your insurance company has not paid out on your claim, you may want to contact them to inquire about the status of your claim and why it has not been paid. You may also want to review your insurance policy to understand the terms and conditions of your coverage.
If you believe that your insurance company has acted in bad faith by refusing to pay your claim, you may want to consult with an attorney who specializes in insurance law. They can help you understand your legal rights and options and may be able to assist you in pursuing legal action against your insurance company.
In addition, if you have incurred expenses as a result of the theft of your vehicle, you may be able to seek compensation through other avenues, such as filing a claim with the tow yard or pursuing restitution from the thief who stole your car. Again, an attorney can help you understand your legal options and the best course of action to take.
It's important to keep all documentation related to the theft of your vehicle and any expenses you have incurred as a result. This can help support your claim and provide evidence if you need to pursue legal action.
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