Q: Is it mother allowed to have a fake insurance plan that says limited benefit fixed indemnity plan and benefits are per
Covered person. this is not major medical insurance plan. fixed indemnity benefits are provided for hospital, confinement in specified medical and surgical events. These benefits are paid in daily amounts for covered events without regard to the cost of the services. This is not a medical policy. Am I correct as the courts would usually order.
A:
A fixed indemnity health insurance plan should be acceptable as long as there is minimum essential coverage in place through another policy.
Most current court orders which use various forms as guidelines do not specifically address fixed indemnity health insurance plans and do not specify that health insurance coverage for children must provide minimum essential coverage. Some practitioners have gotten wise to employing these criterion in their orders. But fixed indemnity health insurance plans aren't common and do not come up very often. So most court orders still do not address them unless a party brings it to the court's attention.
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