Q: How do you know if a ticket has points? Also what do you do if the officer doesn’t tell you the ticket has points.
A: There are two point systems. One system applies to the Motor Vehicle Commission, and the other applies to Insurance Eligibility. Accumulating points with the Motor Vehicle Commission can result in surcharges and license suspensions. Additionally, the look back period for the MVC is three years. As to the insurance companies, the accumulation of points can result in more expensive, less comprehensive policies. The point value for motor vehicle tickets are published in the New Jersey Administrative Code.
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