Q: I’m filing chap 7 bankruptcy pro se & am listing all my debts. I have a 2020 overdue tax of $4K from someone who…
…stole my identity. Should I still include this in my list of debts since ‘technically’ it’s filed under my identity? Or not include it? I don’t want to delay the process or worse have my petition denied based on omission. On the other hand, if I list it, won’t that be considered as acceptance of this fraudulent tax return even though I didn’t file it! This was reported by me already to IRS, but have not received any response. Please help… thank you!
A: Absolutely include the tax debt and identify it as fraudulent every opportunity you get. You are not accepting the debt or ratifying it as yours but you should list it in your schedules.
1 user found this answer helpful
A:
If you look at the Official Bankruptcy forms, you will see that there is a column to note whether the CLAIM is disputed, contingent or unliquidated. Your obligation is to list all CLAIMS against you, and the holders of those claims, whether you agree with the claim or not (unlisted creditor's claims are not discharged, unless the claimant knew of the bankruptcy in timely fashion and chose not to file a written Proof of Claim in the case.)
When a non-lawyer files a bankruptcy case, he/she will almost always fall into one or more of the "traps". The foregoing is just one example of a layman's failure to grasp all the finer points.
You are far better advised to engage an experienced attorney licensed to practice in your jurisdiction, to avoid misunderstandings, and traps. It's cheaper to do it right the first time.
1 user found this answer helpful
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.