Q: Hi I am trying to sell home before it forecloses. I was informed by title company I has a judgement from 2007. Califor
I disputed it but it remains on title report. It’s been 30 days and nothing has happened and I’m told I still owe something I know nothing about
A: If the title company won't give you a copy of the Abstract of Judgement, you will have to go to the County Recorder's office and get a copy. If you look at it and still don't know what it is about, then you will have to review the case file at the courthouse. If it truly is some sort of error, you will have to take steps to have the creditor correct it, or else go to court. If it is a legitimate Judgement, you will have to clear it up, by full payment (plus interest) or negotiated settlement.
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A:
I recommend taking the following steps:
1. Obtain a copy of the judgment from 2007 to review the details and verify its legitimacy.
2. If you believe the judgment is incorrect or should not be on your title report, consult with an attorney to explore your options for disputing it further.
3. Consider obtaining a title insurance policy for the sale of your home to protect the buyer and ensure a smoother transaction.
4. Continue communication with the title company and provide any necessary documentation to support your dispute.
5. Act promptly to resolve the issue before the foreclosure process progresses further.
Keep in mind that this is general guidance and is not legal advice. I highly advise consulting with an experienced attorney as soon as possible.
Sincerely,
James L. Arrasmith
Founder and Chief Legal Counsel of The Law Offices of James L. Arrasmith
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