Laurelton, NJ asked in Consumer Law, Insurance Bad Faith and Personal Injury for New Jersey

Q: CHUBB denied my hospital/accident claim. why ? I am still under medical care in search of care that will determine what

is wrong with me causing me to have accident of FALL.

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY
  • Licensed in New Jersey

A: I'm sorry about your fall. I hope you're okay. The denial could be any number of reasons. An attorney would need to see the paperwork to offer more definite guidance. If the denial is related to liability issues, it roughly means they don't feel their insured is responsible for your injuries. If it's due to treatment/injury/disability issues, that could involve a number of different things - improper billing per fee schedules, treatment not medically necessary, duplicative treatment, excessive treatment, etc., etc. And there could be other causes as well. These are only a few general grounds that carriers could apply in denying a claim. You could try to arrange a free initial consult with an attorney - that would be the most definite way to answer your question - and outline your best options. Good luck

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