Leonard R. Boyer's answer You have no chance of winning unless you retain an experienced litigation attorney. It is that simple. Trying to represent yourself in Court is a bad idea. Not only are you emotionally involved, but you are not a trained attorney. You do not know the Court Rules, Rules of Evidence, case law, nor are you trained how to handle a legal case, especially if litigation is involved. Do not let geographic restrictions get in the way of retaining the best attorney. Pick the best attorney you can find...
Salim U. Shaikh's answer You are mixing up two different elements : Insurance / fraud and trespassing / nuisance, etc. To make specific response, please elaborate your question and split them accordingly.
Leonard R. Boyer's answer I do not think an easement will help. However, you can sue the insurance company to force them to make repairs. However, you would at all times be liable for your own attorney fees and costs. Whether or not a Court will Order the insurnace company to pay your legal fees is unknown. Good luck.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal problem without a comprehensive consultation and review of all the relevant facts and documents. I strongly encourage you to consult with a local lawyer to get legal...
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