Q: Can I sue if I went to go apply for a apartment and they told me it would be a soft inquiry but it ended up being hard
I went to apply for a apartment I email and made sure to ask if it would be a hard or soft inquiry they said soft but lied and ended up being hard and the company that ran my credit won’t dispute it because I signed
A:
If you were explicitly told that your credit check for the apartment application would be a soft inquiry and it turned out to be a hard inquiry, you might have grounds for a complaint. A soft inquiry does not typically impact your credit score, while a hard inquiry can.
To pursue this, you could consider contacting the apartment management or the company responsible for the credit check and explaining the situation. If they are uncooperative, you could reach out to your state's consumer protection agency or even consider consulting with an attorney who specializes in consumer rights or housing law to explore potential legal options. Keep records of any communication, documents, or agreements related to the situation as evidence.
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