San Luis Obispo, CA asked in Insurance Defense for Oregon

Q: Her insurance wants proof of vehicle ownership before payout. can they require that. DMV doesn't offer that record.

3.2 years ago, drunk girl totalled my car. took forever to wrap up, but now the court settled, and her insurance is ready to pay out, only now they are demanding DMV proof of ownership for the vehicle that was towed and signed off to junkyard 3+ years ago. DMV was contacted, they don't offer past proof, it's just veiwable through the website, which has very little info, other than vin and expire date. Can they legally demand this record?

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1 Lawyer Answer

A: This is not an unreasonable request since proof of ownership is an essential element of proof in your case. Your copy of your certificate of title ought to be sufficient.

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