Q: What can I do in Alabama about debt collector harassment?
The debt collector continues to call my job after I have asked them multiple times to stop. According to the Fair Credit Act, this is against the law.
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A:
Start by documenting all interactions with the debt collector, including dates, times, and content of calls or messages. Request written communication with the collector, as allowed by the Fair Debt Collection Practices Act (FDCPA), and send a cease and desist letter if necessary.
You can file a complaint with both the Alabama Attorney General's Office and the Consumer Financial Protection Bureau (CFPB) to report the harassment. These agencies can investigate the matter and take appropriate action against the debt collector.
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