Q: I have workcomp insurance without incidence for over10yrs, in midst of an audit coverage canceled without merit..legal?
During a recent yearly wc insurance Audit on my polcy the assigned Auditor quit the insurance company without notice, the next Auditor assigned to my account has ran me ragid,repeatedly requesting additional documents regarding a specific subcontractor,
I provide exactly what is asked and she comes back with additional requirements,
I have supplied all proof of insurance coverage that this sub carries for himself. All payroll and 1099 Tax documents.
She has canceled my policy during the midst of this audit. Its not been completed, I am completely fully paid for my policy period through May of 2024, I feel this Auditor is agitated from the overload of workload she is now handling due to the previous Auditors departure without notice..
my policy is paid in full, never had a claim,
All of my subcontract workers carry current coverage and all payroll is documented in log books. I've been with this insurance agency and held this coverage for12yrs.
A: A Tennessee attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney on state-specific provisions that govern cancellation, it might be less aggravating and safer to seek coverage elsewhere, while having a Tennessee attorney thoroughly review the matter afterwards. Good luck
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