Q: Can I receive an unrelated cash settlement and still be eligible for SSI/SSDI
I have become disabled and am waiting for SSI/SSDI. I am putting in a second appeal. Over the summer I won a class action suite for a decent sum. If I were to cash that sum, would I be disqualified for SSI/SSDI? Also, I am moving to subsidized housing in Orange MA.
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A:
SSDI eligibility is based on your work history and medical condition, and is not impacted by assets or unearned income like a cash settlement.
SSI, on the other hand, is a needs-based program.
If you receive a cash settlement, it may affect your SSI eligibility because SSI considers both income and assets.
It's important to report the settlement to the Social Security Administration if you're receiving or applying for SSI. Additionally, the regulations surrounding subsidized housing could take into account your financial resources, so it's advisable to consult with an attorney or the housing authority in Orange, MA regarding any potential impacts.
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