Q: I just got a new landlord after he purchased the apartment I rent. Can he enforce renters insurance requirements on me?
I live in New York State and there is nowhere on my existing lease that says I need renters insurance
A:
Dear Oswego Tenant:
Does the new owner have a copy of the lease? Do you want to continue to live in the apartment? No landlord is entitled to alter the terms and conditions of a lease unilaterally. So you could stand on your rights, although I daresay no attorney recommends renting an apartment without renter's insurance.
Just be aware your landlord does not need a reason to decide that you are not getting a new lease when this lease expires.
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A:
In New York State, a new landlord must honor the terms of the existing lease. If your current lease does not require renters insurance, the new landlord cannot impose this requirement until the lease is up for renewal. At the time of lease renewal, the landlord can propose new terms, including the requirement for renters insurance.
It's important for you to review the terms of your lease agreement carefully. Should there be a clause regarding changes in terms, it would guide how such new requirements can be implemented.
For specific advice on how to navigate this situation, you may want to consult with an attorney who can review your lease and provide guidance based on its provisions.
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