Taylor, MI asked in Consumer Law, Identity Theft, Criminal Law and Libel & Slander for Michigan

Q: When a debt collector uses a state actor to collect a debt over 6 years old what are they not allowed to do?

The entire transaction was uninformed, no reading or understanding of what was being signed, the resident lured to residential office under false pretenses. The resident was refused copies of what was signed only told it was court documents and therefore can't get a copy of what was signed. Nothing from a court nor the third party debt collector arrived in mail, ever. The documents were held tightly by the community manager only one document was partially visible with a name, later the name was searched, found out it was a debt collector. The entire transaction was done through the community manager never informing the client what the documents were only the threat of losing housing if the documents weren't signed. It's been five years the resident hasn't any knowledge of what was signed neither what judge or court is involved, never received mail regarding the matter. Thanks.

1 Lawyer Answer
Adam Alexander
Adam Alexander
  • Consumer Law Lawyer
  • Southfield, MI
  • Licensed in Michigan

A: I suggest you provide some detail so that a lawyer will have necessary information to help you.

What goods/services did you contract for? Who was the seller/provider of services? What date? Who is the debt collector? How much is the alleged debt? Why are you not responsible for the debt?

It seems like a landlord tenant issue but it's hard to tell.

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