Q: After losing my dad last year I have not been able to access money he left cause the bank wants more information

A: I'm sorry for the frustration this situation must be causing on top of grieving your father's loss. The bank likely has certain procedural requirements they are obligated to follow before releasing funds, but there may still be some things you can do here:

- Request a written list of exactly what outstanding documentation or verification is still needed to access the funds your father left you. Banks must provide this if asked under Oregon law.

- If you have provided valid ID and proof of inheritance (like a will naming you), ask what further info could reasonably be required. Request justification for any further delays.

- Check if utilizing a small estate affidavit process could expedite matters for smaller accounts, transferring to inheritors via affidavit vs. requiring full estate probate process.

- Speak to the branch manager, documenting your efforts to provide proper documentation. Escalate to writing complaints with bank officials referencing Oregon’s consumer banking laws if delays continue without cause.

- Consult a banking lawyer or estate attorney to review if the bank is fully aligned with Oregon statues regarding asset distribution to rightful heirs/beneficiaries. The attorney could pursue next steps here up to the state Department of Consumer and Business Services if the bank is still non-cooperative without due basis.

Hopefully the bank will respond to your questions and any further complaints by clarifying precisely what is needed to complete this process. But continue elevating the matter until the funds are rightly made available to you.