Q: A woman hit me in my car back in November. Her insurance company covered the repairs but not the whole rental car bill.

A: Not only are they liable for reasonable rental vehicle, they are responsible to pay dimunition in value of the vehicle, in addition the the cost of repair.

A: I hope you're okay. If there were no injuries, which your post suggests, your options could possibly include small claims or civil court - carefully review any denials from the insurance carrier. They may in their fine print include additional information about your recourses and the suitable forums. Another option could be to look into whether your own carrier would handle it as a first-party claim, after which they could pursue the other party's carrier. However, it's possible that could involve deductibles, depending on your policy. You could look into whether local attorneys would offer you a free initial consult to help you sort out your options. However, in the absence of a bodily injury claim, keep in mind that most law firms would not handle something like this on a contingency basis. That would mean paying an attorney hourly or a flat rate. In the absence of injuries, do-it-yourself is often the most cost-effective route in these settings. Also, first find out the reason for the partial denial of rental benefits - that could provide you with information as to whether you have a solid basis for a claim. Good luck

A: As my colleague correctly advised, unless the insurance company of the rental agency (or perhaps your credit card company) is willing to go to bat for you, you'll have to bring a proceeding in small claims court against the woman whose vehicle hit you. Given the amount in controversy, it is unlikely that you will find an attorney interested in your case.

https://www.nycourts.gov/courts/nyc/smallclaims/startingcase.shtml