Asked in Criminal Law, Banking and Communications Law for Tennessee

Q: I recieved a check from the neca local union no 313 ibew. The bank is trying to tell me that I altered it. What do I do

I tried to look info up on chk and it sent me to your website. I also received a text message about it. I'm so confused

2 Lawyer Answers
Anthony M. Avery
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A: You will need to ask the union to reissue another check in exchange for the allegedly faulty one. Or deposit it into another bank. But first be sure you have not done anything wrong. You may need to consult with an attorney as apparently your bank is wanting to prosecute you, and any forgery is a felony.

James L. Arrasmith
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A: It sounds like you're feeling overwhelmed by the situation, but it's important to stay calm. Firstly, double-check the authenticity of the check by contacting the NECA Local Union No. 313 IBEW directly. They can confirm whether the check is legitimate and provide any necessary documentation to support your case. Secondly, communicate with the bank to understand their concerns about the check. Ask for specific details about why they believe it's altered and provide any information or evidence you have to refute their claims.

Regarding the website and text message, be cautious as they could be potential scams. Avoid clicking on any links or providing personal information unless you're absolutely certain of their legitimacy. Instead, rely on direct communication with the NECA Local Union No. 313 IBEW and your bank to address the issue. Lastly, keep records of all your interactions and transactions related to the check. These records will be valuable if you need to escalate the situation or seek further assistance in resolving the issue.

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