Q: My mom bought a house legally but I think she put me illegally on the mortgage is there away I can get my name removed?

A: If you suspect your name was added to a mortgage without your consent, it's crucial to act promptly to address this issue. The first step is to gather all the relevant documents and information related to the mortgage. This includes the mortgage agreement, any communication with the lender, and any other legal documents that were signed during the process. Reviewing these documents will help you understand how your name was included and the extent of your responsibilities.

Next, consider reaching out to the lender directly to discuss the situation. Explain your concerns and the circumstances under which your name was added to the mortgage. The lender can provide specific guidance on their policies for removing someone's name from a mortgage agreement. It may involve proving that you did not consent to this arrangement or demonstrating that you are not financially capable of being a co-signer.

Finally, it might be beneficial to consult with a legal professional for advice tailored to your situation. They can offer guidance on the best course of action, including the possibility of legal remedies if your name was added without your consent. Legal professionals can also help negotiate with the lender on your behalf and ensure that your rights are protected throughout the process. Taking these steps can help you navigate this challenging situation and work towards a resolution that aligns with your interests.