Leonard R. Boyer's answer There is no way of knowing who will win the sheriff sale. This is very different from an auction. If it was a short sale, you do not control anything, the lender does and statistically most short sales fail.
Kevin M Rogers' answer All debt collection STOPS as soon as you file ANY chapter in bankruptcy. If you’re behind on a car payment and you file bcy the collection against you will stop immediately. Same with a house if you’re behind on your mortgage. However the collection on these two kinds of debts will start again as soon as the collector can get the court’s permission.
Michael David Siegel's answer I do not know what Acorns is. But you need to make a fraud complaint with the bank ASAP, and make a police report. You need to block this auto debit with the bank. Getting it back is problematic.
(12) If the period prescribed in subsection (2), subsection (8), subsection (9), subsection (10), or subsection (11) has expired, a prosecution may nevertheless be commenced for:
(a) Any offense, a material element of which is either fraud or a breach of fiduciary obligation, within 1 year after discovery of the offense by an aggrieved party or by a person who has a legal duty to...
H. Scott Aalsberg Esq.'s answer Did you have a contract, did they have a contract? Anyway you are required to have workers compensation insurance by law. Sounds like you need to get yourself a good contract written by a lawyer.
Cary B. Hall's answer Call the bank to make sure it was a joint account "with right of survivorship" (sometimes abbreviated "JWROS"). If so, there's nothing you need to do and the money in that account is yours now.
Mark Oakley's answer She should not have any assets in her name or jointly with yours. You should establish a special needs trust to hold any assets you leave her in your will. That will protect the assets from disqualifying her from her benefits, while at the same time preserving the assets for her benefit and needs.
Jonathan A. Klurfeld's answer You took lender's money and the time to pay back the loan expired. So technically you are in default. You can sign and try to work it out, or not sign and lender will foreclose based upon your breach for failing to pay off the loan as the terms expired. You should have an attorney review the mod before signing or making any decision though.
Anthony Marvin Avery's answer If she signed the Note, then she is jointly and severally liable for the loan, and you cannot remove her contractual obligation. Her dying is not a Default on the Note, but nonpayment and other requirements are. If the Note goes in Default the Lender will probably sue Granddaughter and the Mother or her Estate. If she dies, Probate is not a good option. The Lender would probably foreclose on the encumbered real property, and then they may or may not sue upon the Note Deficiency , if there...
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