Banking Questions & Answers

Q: money deposited into bank account

1 Answer | Asked in Banking for New York on
Answered on Aug 14, 2018
Michael David Siegel's answer
This is a common scam. It will not clear the bank, and she will be liable. DO NOT WITHDRAW ANY MONEY.

Q: I recieved a check from Craigslist for a job opportunity. opened a bank account with that check.

1 Answer | Asked in Banking, Civil Litigation and Criminal Law for Tennessee on
Answered on Aug 11, 2018
Mr. Kent Thomas Jones Esq.'s answer
If you receive a check from an unknow force, don't take any money from it until it clears the bank.

Q: Can my soon to be EX, without my knowledge, access my IRA account, change the password/username, and withdraw my money?

1 Answer | Asked in Family Law, Banking and Identity Theft for Georgia on
Answered on Aug 10, 2018
Ellaretha Coleman's answer
Unfortunately, this will need to be dealt with in the divorce action. The good news is that you know of other financial resources your husband has so that increases the chances that the funds will still be available to recoup. His actions would be in violation of most domestic relations standing orders. You should verify if there is an existing standing order in the county where your divorce is pending. If he is in violation of the standing order, you need to file an action for contempt for...

Q: I am issued a bad check for 40.000 what steps I need to take and which court I need to go

1 Answer | Asked in Banking, Civil Litigation and Collections for Virginia on
Answered on Aug 9, 2018
F. Paul Maloof's answer
If you mean: $40,000 you should contact the FBI.

Q: At opening I had a robbery attempt (financial institution)a guy pointed a gun at me, no físical damage just emotional,

1 Answer | Asked in Banking for Florida on
Answered on Aug 8, 2018
Terrence H Thorgaard's answer
You suffered no "fiscal damage", and I assume that you also suffered no physical damage. The fact that the cameras were not working may well be someone's fault. But as the saying goes: "no harm, no foul". Emotional trauma alone is generally not grounds for a lawsuit.

Q: Hi, I have a wage garnishment and the account is showing as close can they still take my wages? Because they still are

1 Answer | Asked in Employment Law, Banking and Collections for Tennessee on
Answered on Aug 6, 2018
Mr. Kent Thomas Jones Esq.'s answer
It depends.

I don't know enough facts about your case to answer that. You should consult with a local civil attorney.

Q: Can a NY C Corp lend money to a MD LLC without breaking any laws?

1 Answer | Asked in Banking and Business Law for New York on
Answered on Aug 3, 2018
Michael David Siegel's answer
Yes, as long as the lending is to a known entity and not a solicited transaction. Then it is banking.

Q: A district attorney sent my bank a legal order for my bank records. What should I do?

1 Answer | Asked in Banking, Criminal Law, Legal Malpractice and Small Claims for Texas on
Answered on Jul 30, 2018
Grant St Julian III's answer
If a DA is requesting your bank records, you MAY be facing HUGE issues. Call a local attorney ASAP

Q: Is it allowed to deposit foreign currencies into a US bank or do you always have to exchange it before depositing?

1 Answer | Asked in Banking for New York on
Answered on Jul 30, 2018
Michael David Siegel's answer
You must exchange it. Or have the bank do it. But all deposits must be dollar denominated.

Q: Hi, I've signed up for a MMA and they charged me 1809 for two months when others are charged 250 Signed a contract

1 Answer | Asked in Bankruptcy, Consumer Law and Banking for New York on
Answered on Jul 27, 2018
Jonathan David Warner's answer
I'm not sure I see how this relates to Bankruptcy... If you're seeking to determine whether this can be discharged in a bankruptcy case, the answer is likely "yes".

Otherwise, it seems to me that you signed a contract and that you're liable for whatever obligations you voluntarily signed up for.

Good luck with your case!

Q: I'm being charged with criminal case by DCU Bank can Attorney help me at all with this kind of case. It is $7500

1 Answer | Asked in Criminal Law and Banking for Ohio on
Answered on Jul 23, 2018
Matthew Williams' answer
First, you need to make sure you are not getting scammed again. Who called and how do they want you to pay this money back? Police and prosecutors generally do not call people and tell them to pay it back or else, they usually just charge the person. It would be a good idea to get an attorney involved.

Q: Hello, If I have a judgement against me, in my name, can the other party put a lien on my business bank account?

1 Answer | Asked in Banking, Business Law and Small Claims for California on
Answered on Jul 17, 2018
Thomas A. Grossman's answer
If the Judgment has been entered and served on you, the creditor can file a Writ of Execution and execute on your personal bank accounts(s). If your business is also named in the Judgment, the creditor can also execute on your business account. Sometimes banks screw up and allow their employees to allow execution on your business accounts by the creditor, even though that account has not been named in the Order. Caveat emptor.

Q: Is it safe to give a car under affidavit if I still owe on it?

2 Answers | Asked in Bankruptcy, Consumer Law, Contracts and Banking for Puerto Rico on
Answered on Jul 3, 2018
Nelson Jose Francisco Alvarez-Aponte's answer
Good morning and thank you for using JUSTIA. The two main downfalls are that you will remain the registered owner of said vehicle and the principle debtor to the loan. This means that you are the responsable party for any damage that the vehicle causes and in the party responsable for the monthly payments to the bank loan.. If the person fails to pay the loan or has an accident and causes damages, you will be the responsable party thus this may affect your credit rating anyway. Although you...

Q: If I think a bank has done something illegal, who do I file a complaint with?

1 Answer | Asked in Banking for Florida on
Answered on Jun 30, 2018
Alex McClure's answer
Contact the Florida Office of Financial Regulation.

From my own experiences, its a pleasant department to work with.

Hope this helps.

Q: My case is failing bc the employment verification from P.E.O says my hiring date with them is too recent. What can I do?

1 Answer | Asked in Employment Law, Real Estate Law and Banking for Florida on
Answered on Jun 30, 2018
Alex McClure's answer
You are the one wanting the loan, so its up to you to prove to the satisfaction of the lender your employment situation.

That being said, you should be able to produce your tax records, employment records, letters from the employer, etc. to show your income and steady employment history. It may be some more hoops to jump through, but its not uncommon for someone to be in your situation.

Be persistent, polite, and patient with the bank. Understand they are under no obligation...

Q: What type of agreement is required for investors who will have shares in one website within my publishing company?

1 Answer | Asked in Banking, Business Formation, Business Law and Contracts on
Answered on Jun 15, 2018
Benton R Patterson III's answer
There is not a standard agreement for this. You will need a custom agreement. What you are describing may also qualify as a security and be regulated by the Securities and Exchange Commission.

Q: I was cursed of being a $100 short and got fired what should I do

2 Answers | Asked in Employment Law, Family Law, Banking and Employment Discrimination for Georgia on
Answered on Jun 15, 2018
P. Justin Thrailkill's answer
You need to schedule an appointment to speak with a local attorney to discuss this, as there is not enough information in your post to answer your question.

Q: My father has a bank acct. in PR and has passed away.My Brother is executor.Can His stepmom close the bank acct.?

1 Answer | Asked in Banking and Probate for Illinois on
Answered on Jun 14, 2018
Drew Ball's answer
If your brother is the executor he needs to file the necessary paperwork with the Court in the County where your father resided at the time of his death. That being said, there is a significant amount of work that must be put into your father's estate to ensure it is properly handled. You and your brother would be well advised to retain an attorney on behalf of his estate to handle these matters. I wish you the best.

Q: If I forward money from a Singapore entity to a US Client, would the Singapore entity need any licenses?

1 Answer | Asked in Banking, Business Law, International Law and Securities Law on
Answered on Jun 9, 2018
Richard Sternberg's answer
From whom? For what? It is not illegal and no licenses are required by US law to transfer money to a US entity or person, but there may be issues in Singapore or issues involving other aspects of the transaction. If I’m doubt, run the transaction past a lawyer in a consult. Often, consults can be purchased as independent services.

Q: Can my landlord request to see my bank account balance monthly

1 Answer | Asked in Banking and Landlord - Tenant for Florida on
Answered on Jun 8, 2018
Alex McClure's answer
It depends on what your agreement is. If you sign to those terms, then those are your terms. If you do not, then they are not.

There is no required provision for what you describe in FL, but again its up to your agreement that you sign.

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