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Banking Questions & Answers
1 Answer | Asked in Banking for Michigan on
Q: Can I sue Bank of America for my account being hacked?

I received a Security emal alert from Bank of America back in August stating that fraudulent activity was noticed on my account and that my account had been closed. I contacted the bank and was informed that ATM deposits that were being conducted in Texas (I live in Michigan) were fraudulent. I... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Oct 16, 2019

There are several ways to rectify this increasingly common situation--all of which require assistance of an experienced lawyer who understands Banking Law and class action litigation. I advise you to use the Find A Lawyer tab at the top of the page and contact an experienced Banking Lawyer.

1 Answer | Asked in Banking and Collections for New York on
Q: Can a New York bank ignore EIPA Laws because levy was placed on accounts relating to a CALIF judgement?

I am in New York resident with New York bank accounts. My bank will not release my funds and recognize my protection under EIPA $1740 exemption for basic living needs. Each account contained under $1,740. because it’s a California judgement. Are they acting lawfully? What are my options? Thanks

Michael David Siegel
Michael David Siegel answered on Oct 4, 2019

It depends where the levy was done. If it is a New York restraining notice, then EIPA applies. If it is a bank in CA, and the levy was done there under CA law, even though you live in NY and use an NY branch, CA law applies.

1 Answer | Asked in Banking and Federal Crimes for Alabama on
Q: Is this fraud?

In December 2018 I was given 2 Thrivent Financial debit cards loaded with $250 each, $500 total. Both cards have "valid thru 09/21". I used one of the cards for around $25 shortly after receiving it, but the next time I tried to use it the card was declined. My wife tried to use the other card and... Read more »

Gary Kollin
Gary Kollin answered on Oct 3, 2019

And you believe them?

1 Answer | Asked in Consumer Law and Banking for California on
Q: I am looking for a Lawyer from Bakersfield CA

to chack Nova Port Bank 1430 Truxtun Avenue 5th Floor they pushing me to pay more than 8800 $ for some AAC code to unblock my loan from Donald Shaw Loan Firm and is impossible to deducted it from my loan but I am afraid that it is a scam

Adam Savett
Adam Savett answered on Oct 1, 2019

It is a scam.

Run the other direction, fast.

There is no "Nova Port Bank" or any version incorporated in California. There is no ""Nova Port Bank" registered with the Office of the Comptroller of the Currency or any other federal bank regulator.

The address you gave is a...
Read more »

3 Answers | Asked in Banking, Criminal Law and Estate Planning for New York on
Q: Can a joint account holder deposit a check into their account if the check is made out to someone who passed away?

Mother received a large check from retirement account and she passed away before cashing it. Her boyfriend deposited the check into their joint account several days after her passing and then closed the account once the check cleared. He now has the money and is refusing to give it to the children.... Read more »

Benjamin Z. Katz
Benjamin Z. Katz answered on Sep 28, 2019

If he endorsed a check made payable to your deceased mother he committed fraud. You can call the police and/or DA to report it.

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1 Answer | Asked in Immigration Law, Products Liability and Banking for Mississippi on
Q: If you didn't know about the crime ! Or anything , but you gave the criminal a ride hows that assasry after the fact ?
Tim Akpinar
Tim Akpinar answered on Sep 26, 2019

You could repost this, adding Criminal Law to your categories. It looks like you're asking about "Accessory After the Fact." That's something a criminal defense attorney would know about. Good luck

Tim Akpinar

1 Answer | Asked in Banking, Contracts and Collections for Tennessee on
Q: If a contract is drawn up that uses aspects of various titles and chapters in TN, is that contract valid if its signed?

Specifically Title 45 chapters 12 and 15 and Title 47 chapter 9 in TN state law. Using, not one set, of complete code guidelines, but pieces of all of them.

Anthony M. Avery
Anthony M. Avery answered on Sep 24, 2019

The contract can have whole statutes or partial statutes. It can be whatever the draftsman wants and the parties agree. Hire a competent attorney to examine it and see if it is enforceable, complete, unambiguous and non-contradicting.

1 Answer | Asked in Consumer Law, Estate Planning, Banking and White Collar Crime for Texas on
Q: The SDPOA is a sad joke. By not specifically requiring signature on each page, it's being manipulated by fraudsters.

A criminal title company and mortgage lender allowed an unfaithful agent to have pages changed in the SDPOA *after* it was signed by the principal, turning a permission for limited and time constrained refinance into an open ended home equity loan permission (which is also in violation with federal... Read more »

Terry Lynn Garrett
Terry Lynn Garrett answered on Sep 23, 2019

Like many elder and estate planning lawyers, I not only customize the document and paginate in as page x of y but require initials, birthdate and date signed on every page. We cannot protect people who simply download and sign the statutory form. Consult an elder lawyer about a suit for fraud and... Read more »

1 Answer | Asked in Banking for Texas on
Q: 2 children-child support $700/mo. 1st turned 18-3 yrs ago. 2nd turns 18 in a week. Mother still wants $700. Options?
Tammy Lyn Wincott
Tammy Lyn Wincott answered on Sep 18, 2019

Look at your support order and adjust accordingly. If they're already outside of age then you need to file correct paperwork to stop support.

1 Answer | Asked in Estate Planning and Banking for South Carolina on
Q: Should receiving an inheritance in two large sums from another country constitute a fee of 700 via money order to get th
Nina Whitehurst
Nina Whitehurst answered on Sep 14, 2019

Sounds like a scam to me. Take the proposal to a attorney for review before paying anything.

1 Answer | Asked in Banking and Business Law for New York on
Q: is it right for me to be charged as the vendor for something that the customer inputted online incorrectly?

https://support.buildium.com/hc/en-us/articles/200689678-Return-Code-R03-Unable-to-locate-account-or-name-does-not-match

we are not a retail establishment

Mathew Paulose
Mathew Paulose answered on Sep 11, 2019

Greetings. Are you a retail establishment? If so, New York has codified general business rules concerning refunds. For example, a retail merchant that has a refund policy must provide notice of the policy to its customers and then live up to whatever promises are made in the policy. If it's a... Read more »

2 Answers | Asked in Banking, Business Law and Contracts for California on
Q: Hello, I started a company to export bulk physical commodities. Is assistance available on a per transaction basis?

The above mentioned transactions are large. Trade Credit Insurance is needed to finance supply chain, shipping etc. The contracts are in need of legal overview.

Is there legal assistance for these large transactions on a per transaction basis?

Kenneth Sisco
Kenneth Sisco answered on Sep 10, 2019

Frankly, I would be surprised to find an attorney who is interested in transactional work, who works on an hourly fee basis, who would not jump at the chance to take work on a contract by contract basis.

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1 Answer | Asked in Contracts, Products Liability and Banking on
Q: my grandfather passed away and left a stock for all his grandchildren.

he left the company to his son who deals with the shares.

I personally spoke to my uncle about my share and he said it’s in my name.

now he wont give me anything. not a dime

what can i do

Tim Akpinar
Tim Akpinar answered on Sep 10, 2019

I'm sorry for the loss of your grandfather. You could try reposting your question in the Probate/Estate Planning categories. It wasn't picked up for a week and it's not going to have good chances of getting picked up under Product Liability (which deals with injuries from defective products) or... Read more »

2 Answers | Asked in Banking, Estate Planning and Real Estate Law for Tennessee on
Q: My grandfather passed away and left his estate in my name. My grandmother is still alive and the bank is threatening

foreclosure, because they owe $27,000. As the property owner what are my options?

Leonard Robert Grefseng
Leonard Robert Grefseng answered on Sep 9, 2019

If the bank is threatening foreclosure- that usually means they have a lien on the property, and if you acquired that property by inheritance, you acquired the property SUBJECT to the Banks lien: this means that if you want to keep the property, you will have to pay the loan. You don't owe the... Read more »

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1 Answer | Asked in Consumer Law and Banking for California on
Q: I live in CA, father left CD's in NJ bank in trust of my brother and I, the NJ bank is requiring I travel to NJ to get $

I live in California, my father lived and died in New Jersey. My father had certificates of deposit he left in trust to both my brother an me. My brother is also the executor of my fathers estate and lives in New Jersey. The bank is refusing to release the funds to me or my brother unless I... Read more »

William John Light
William John Light answered on Sep 7, 2019

You should talk to an attorney in NJ.

2 Answers | Asked in Federal Crimes and Banking for Iowa on
Q: It’s been 6 months since the situation can he still report fraud
Gary Kollin
Gary Kollin answered on Sep 5, 2019

I guess. I have no idea without facts, type of fraud, date of discovery and so many more questions

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1 Answer | Asked in Banking and Consumer Law on
Q: My ex asked his attorney friend to subpoena my bank records and Chase provided it even with an objection letter.

My ex-husband asked his friend who is an attorney, to subpoena my bank records with no grounds. Chase sent me a letter to inform me they will provide my bank statements to this attorney. I fax a letter to Chase and the attorney objecting but I believe it was too late because my ex got a hold of my... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Sep 4, 2019

You are directing you anger at the wrong party; you need to concentrate on responding to THE COURT so you can defend yourself against this attack from your ex husband. Go back to your divorce lawyer for help or hire a litigation lawyer to help you.

1 Answer | Asked in Banking, Contracts and Real Estate Law for Maine on
Q: My boyfriend told me that he bought a house through a bank with installments I don’t know if the bank owns the house

Or the bank just gave him a loan and then he told me that the bank sold it to a brokerage company and he will continue paying to the company and then the company asked for higher price for the house and I don’t think it’s a true story

Fred Bopp III
Fred Bopp III answered on Sep 1, 2019

I am sorry, but your question does not contain enough factual information to allow me to answer it.

1 Answer | Asked in Banking for Alabama on
Q: Can my bank hold part of my paycheck because I owe on a loan?
Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 31, 2019

Yes.

1 Answer | Asked in Consumer Law and Banking on
Q: Hi I've heard that banks have manipulated the price of silver is that true?
Adam Savett
Adam Savett answered on Aug 30, 2019

Yes, depending on what form of silver you are discussing and on what markets.

There have been guilty pleas from individual traders:

https://www.justice.gov/opa/pr/former-precious-metals-trader-pleads-guilty-attempted-commodities-price-manipulation...
Read more »

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