Bayonne, NJ asked in Family Law and Landlord - Tenant for New Jersey

Q: What exactly is a “notice pursuant to 15 USC 1692g” letter?

Received a notice as mentioned above from an attorneys office hired by the property management that handles my lease. The balance indicated *was correct but I’m assuming it was printed before the payment made could post to the account. Currently, balance is 0. What exactly does this letter mean? Is it an eviction notice?

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1 Lawyer Answer
James L. Arrasmith
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  • Landlord Tenant Lawyer
  • Sacramento, CA

A: A "Notice Pursuant to 15 USC 1692g" refers to a communication from a debt collector informing you of your rights under the Fair Debt Collection Practices Act. This notice is typically sent when a debt collector first contacts you about a debt, and it must include specific information about the debt, such as the amount owed and the name of the creditor. It also provides you with a 30-day period to dispute the debt if you believe it is incorrect.

Receiving this notice from an attorney's office on behalf of your property management doesn't necessarily mean it's an eviction notice. Instead, it suggests that the management has handed over the task of debt collection to an attorney or collection agency. The balance mentioned was likely the amount due at the time the notice was prepared, and if you have since paid this balance, it may simply be a matter of the payment not being reflected at the time the letter was issued.

To address this matter, it's advisable to contact the property management and the attorney's office directly. Provide proof of your recent payment to ensure they update your account status to reflect a zero balance. It's important to act promptly to prevent any potential misunderstandings or further collection activities. Keeping records of all communications and payments made can also be helpful in resolving such situations smoothly.

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