Q: Apartment flooded due to water heater. Recieved no compensation for 7 days not being able to live there. Anything to do?
Had to move out for several days and after requesting some type of compensation nothing was ever given.
A: If your renter's insurance failed to compensate you for your alternate living arrangements during those seven days, you should take a copy of your policy to an attorney in or near the county where the premises are located to determine whether such coverage is included in your policy and, if so, to make a formal demand against your renter's insurance company and to pursue litigation if it makes sense considering the amount of damages you are likely to recover for its breach of the terms of your policy and the likely legal cost of pursuing such a claim. If the amount of damages is $20,000 or less, you might even consider pursuing the insurance company in JP court for such a small claim.
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