Q: I have a debt collector threatening to sue me for a medical bill that has occurred in 2006.
Can he do this even though the statue of limitations has expired?
A: IF the Statute of Limitations has truly passed (likely but depends upon the details), then not only do they likely not have a case, but you may have unfair debt collection practices claims against them. Beware. A common tactic is to try to get you to pay something - even just a few dollars "to show good faith" - don't fall for it. If you pay a dime, you will revive the Statute of Limitations, even if it has otherwise long passed. See a local collection attorney if they do file suit against you or if you want to see about pursuing debt collection violations charges against them. If there is any possibility of that, be sure to document their collection efforts diligently.
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