Get free answers to your Consumer Law legal questions from lawyers in your area.
I am considering signing a settlement agreement with a mechanic company after claiming damages caused during a service repair on my vehicle. The mechanic misplaced the jack stand, which resulted in the door needing replacement. Based on the evidence I submitted and a final demand for payment, I... View More 
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answered on Mar 24, 2025
Signing an agreement that voids any warranty could cause you to lose any rights you may have otherwise have had under Oregon law. I am not sure what the jack stand and door incident has to do with the work on the axle or the rationale for voiding the warranty, but I would question why that is. They... View More
engaged in a pattern of deceptive practices, including misrepresentation of terms, mishandling of payments, and wrongful fees that culminated in significant financial harm and distress.
• Claims Against Defendant:
• Breach of Contract: Specific breaches include:
•... View More
answered on Mar 6, 2025
An Oregon attorney could advise best, but your question remains open for a month. You outline a long list of grievances, but it looks like they share a common thread of being related to individual consumer lending practices. Therefore, your question of what kind of lawyer you need could cover the... View More
I was at a car dealer 50+ miles from home to buy a car when I found out it was canceled. I drve not know I was uninsured. I was at risk legally n physically had I had an accident. They said someone called n canceled it but it wasn't me. They had the phone number. Not mine or my wife's.
answered on Aug 6, 2024
An Oregon attorney could advise best, but your question remains open for a week. Depending on how defined by the consumer laws of your state, your situation could be a privacy breach - a local attorney should advise on available remedies there. But from a practical standpoint, the standard for... View More
Can he do this even though the statue of limitations has expired?
answered on Apr 28, 2024
IF the Statute of Limitations has truly passed (likely but depends upon the details), then not only do they likely not have a case, but you may have unfair debt collection practices claims against them. Beware. A common tactic is to try to get you to pay something - even just a few dollars "to... View More
It involves the state of oregon and to celluar companies but its very clear a discrimanation case. I dont want to discuss details unless i am repersented so i dont know how to proeed it will be class action for sure once i can sit down and explain it i dont think any attorney will tell me crazy its... View More
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answered on Apr 6, 2024
In a case involving discrimination and potential damages over $10,000, it is highly recommended that you seek legal representation from an experienced attorney. While you believe the case to be straightforward, having a legal professional on your side can help ensure your rights are protected and... View More
i had signed up for life insurance with mutual of omaha. they weren't notified I had wanted to stop the policy but the agent didn't tell them 41 days into a 45 grace period but it cost me 3 months. then during this time he signed me up for 2 other life insurance policies I wasn't... View More
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answered on Mar 22, 2024
If a life insurance agent signed you up for policies without your knowledge or authorization, this could be considered fraudulent activity. Unauthorized use of your personal and financial information to obtain commissions is illegal and unethical.
You may have grounds to sue the agent for... View More
Check engine light was on. They said it was just a misfire on one of my coils they fixed it. They charged us 800 the next day. My car left me at the dentist place with my daughter. My car wouldn’t turn on the car smell like gas and there is smoke coming out of the engine the next day they were... View More
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answered on Jan 29, 2024
In Oregon, if your car's engine failed shortly after receiving service from a dealership, you may have grounds to pursue a claim under product liability and consumer law. Initially, gathering all relevant documentation, including service records, receipts, and any communication with the... View More
The loan application to the bank. I want to take Ford and the credit union to court
. Do I have a case?
answered on Jan 18, 2024
It depends upon the exact facts but likely not. You likely DO have claims against both the daughter and the dealer if you want to pursue them. If you do pursue claims against anyone else, I would expect them to sue your daughter as part of the proceeding - and she sounds to be the biggest culprit... View More
January to May 2023: Rent payments made timely and without incident.
• June 2023: Discussions with the OCB ensured continued support.
• July 2023: Rent payment was missed due to the school’s oversight.
• August to October 2023: Rent payments resumed as per usual.... View More
answered on Nov 26, 2023
More information is needed. Was July rent ever paid? Was November rent ever paid? If all past due rent was paid within the 10 days specified in the notice, it likely is a defense to any eviction. You say the eviction process continues but they should not have even filed in court to evict until... View More
I’m dealing with a difficult situation involving P.H.H Mortgage, which I was transferred to from my original VA loan provider. I had an approved loan modification, but P.H.H Mortgage claims I'm behind due to a mistaken identity on a property tax lien, which I have disproven. I’ve filed a... View More
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answered on Mar 24, 2025
Dealing with mortgage servicer errors can be incredibly frustrating, especially when you've already proven the mistake isn't yours. Since you've already filed with the CFPB, your next step might be sending a formal Qualified Written Request (QWR) under the Real Estate Settlement... View More
I’m house keeper with start time but no end time on my schedule is that legal ?I’m 39yrs old on hourly pay also being told my boss won’t ask me anything since I’m black by my supervisor in Oregon
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answered on Feb 2, 2025
Not having an end time on your schedule can be an issue, especially if it leads to uncertainty about your work hours or potential unpaid time. In Oregon, hourly workers must be paid for all hours worked, and if you're unsure when your shift ends, it could create problems with tracking your... View More
I bought a product (electric tire pump) through a website. The product was advertised as their own product and all pictures/video had no branding on their product. I received the product through Amazon (with gift receipt) . The issue is that the product was from another company, available at 1/3 of... View More
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answered on Aug 17, 2024
It is not legal for a company to sell a product as their own if they are merely reselling another company's product under false pretenses. This can be considered deceptive marketing and false advertising, which violates consumer protection laws. If they are misleading you by renaming the... View More
When the cars electrical system fried the dealership room to to the dealership and I never got it back and they went to court and I was never notified of court and now they are garnishing me for over 18 K. This was in 2014. What can I do??
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answered on Jul 31, 2024
You should start by reviewing any documentation you have from the car purchase, the repair attempts, and any communication with the dealership. This will help you understand your rights and obligations in this situation. If you don't have these documents, try to gather as much information as... View More
A few years ago, Oregon put a "vice tax" on the ballet for cigarettes to increase the tax so the cost is double what it should be. A carton that used to cost $40 now costs almost $100. This amounts to having other folks tell me what to do because that tax was, in part, supposed to... View More
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answered on Jul 28, 2024
Challenging the cigarette tax increase in Oregon would involve examining whether it violates any constitutional rights or principles. Typically, states have the authority to impose taxes for public health reasons, and courts generally uphold these taxes if they serve a legitimate government... View More
answered on Mar 5, 2024
What direct out of pocket costs did you have due to their error?
answered on Feb 21, 2024
Likely yes, assuming you have adequate grounds and didn't waive your right under Rule 21 when answering.
My payment was applied to a whole different despite the Company's representative telling me I would receive a refund by the 19th of December placed back on my SSDI payment card
answered on Jan 16, 2024
An Oregon attorney could advise best, but your question remains open for four weeks. You could ask here, but it looks like your question wasn't picked up. Some questions here go unanswered, but if you wanted to try reposting, there's a section - "Social Security." Attorneys who... View More
My minivan was being held overnight for service at the dealership (located in Oregon). I did not have the opportunity to remove my belongings because I was told the work would be done that day. They did not complete any work and told me they would have to keep it. When I called for an update the... View More
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answered on Nov 9, 2023
In Oregon, when your vehicle is left at a dealership for service, a bailment is created, which means the dealership may have a duty to take reasonable care of your property. However, the specific terms of the service agreement and the dealership's policies may affect this responsibility. If... View More
Suppose I have submitted an invoice to get a reimbursement, but the authority asks me to open my Amazon account and wants to see the order history from there. Can I deny it legally?
only to start again two years later for the same debt on the same case number?
answered on Nov 6, 2023
A Writ of Garnishment for wages expires after 90 days and a new one must be served if the creditor wishes to continue garnishing thereafter. The creditor may garnish (or re-garnish) anytime during the time the Judgment is valid. Interest continues to accrue on the debt of course until the earlier... View More
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