Henrico, VA asked in Insurance Defense for Virginia

Q: Who responsible(my insurance policy or neighbor insuranc policy)for replacement of my house siding damage by next home

My next house catch on fire and that damage one side of my house.

I file claim With my insurance company and They are checking my coverage and Providing claim amount based on my policy coverage. As per my understanding, since this is not my fault.They should go with neighbors insurance policy and provide full amount of the siding replacement of entire house since exiting siding of my house is discontinued and not available in market.

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Little Neck, NY

A: A Virginia attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney on state-specific laws and practices, you're correct. The way you describe is the way it's done in most places. Your insurance company might seek recovery from the other policy. Good luck

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