Q: I live in Ohio and need to know if a travel trailer can be repossessed off of someone’s property if it’s in their
Backyard hooked up to a propane gas tank? Can they just enter their backyard and unhook everything and try to physically take it? There’s a handicapped deck built on it. Just curious if the bank when trying to repossess the trailer can bring the police and force themselves on the property to remove it? Thank you.
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A:
If a travel trailer is on your property in Ohio and hooked up to utilities, repossession can be complex. Generally, a lender has the right to repossess a trailer if you default on the loan, but they must follow legal procedures. They cannot trespass onto your property without proper authorization.
In most cases, the lender must first obtain a court order to repossess the trailer, especially if it involves entering your backyard and disconnecting utilities. Without a court order, they cannot legally force themselves onto your property or remove the trailer.
If the lender attempts to repossess the trailer with the police, they must still follow due process and have a legal right to do so. The police will only get involved if there is a court order permitting the repossession. It’s important to consult with a legal aid service or attorney to understand your rights and the proper legal procedures the lender must follow.
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