Ohio Banking Questions & Answers

Q: I have a very small in-home business and have a business checking account.

1 Answer | Asked in Banking for Ohio on
Answered on Mar 1, 2019
Matthew Williams' answer
You should be separating your accounts, and the back is likely within its rights pursuant to the contract you signed with them if they believe the account is being used for personal or illegal purposes. Review your contract with the bank.

Q: Mother is poa over grandma finances. Elderly aging serv contacted her asking for receipts.

2 Answers | Asked in Banking, Estate Planning, Family Law and Elder Law for Ohio on
Answered on Feb 25, 2019
Joseph Jaap's answer
If a report of possible financial wrongdoing was made, then they are obligated by law to investigate and confirm that the money has been used for your grandmother. Depending on how much money has been paid to you, or how much has been spent, they could take action. Use the Find a Lawyer tab and retain a local attorney who deals with elder law issues.

Q: I gave my car back to the bank.

1 Answer | Asked in Banking, Contracts and Bankruptcy for Ohio on
Answered on Oct 20, 2018
Timothy Denison's answer
Same answer I gave last question.

Q: My car was listed in a bankruptcy the bankruptcy was dismissed because no collections came forward.

1 Answer | Asked in Bankruptcy, Contracts, Banking and Collections for Ohio on
Answered on Sep 30, 2018
Timothy Denison's answer
If the bankruptcy was dismissed, you still owe the debt.

Q: I'm being charged with criminal case by DCU Bank can Attorney help me at all with this kind of case. It is $7500

1 Answer | Asked in Criminal Law and Banking for Ohio on
Answered on Jul 23, 2018
Matthew Williams' answer
First, you need to make sure you are not getting scammed again. Who called and how do they want you to pay this money back? Police and prosecutors generally do not call people and tell them to pay it back or else, they usually just charge the person. It would be a good idea to get an attorney involved.

Q: i am having issues about an account belonged to my next of kin

1 Answer | Asked in Banking, Estate Planning and Probate for Ohio on
Answered on Apr 2, 2018
James Jeffrey Jackson's answer
You should contact a probate attorney in your area. You will most likely have to pay a retainer. If the Barclays account does not have significant value, it may not be worth the cost to open the probate estate.

Q: Is it possible for my deceased father to still own half of his estate?

1 Answer | Asked in Real Estate Law, Banking and Probate for Ohio on
Answered on Nov 20, 2017
Joseph Jaap's answer
What your brother meant to say is that your father's estate now owns half the house. When it sells, half the sale proceeds will go to the estate, and then the estate will distribute it to you and your brother according to your father's will. If your brother was named on the bank accounts as a co-owner, then he gets that money. Check the ownership of those accounts. Use the Find a Lawyer tab to consult a local probate attorney who can review all the actions of the executor and the...

Q: My elderly parents had a son abuse his POA privilege and stole from their bank account, should they report it to police?

1 Answer | Asked in Banking, Criminal Law and Federal Crimes for Ohio on
Answered on Sep 18, 2017
Matthew Williams' answer
This is really a personal decision, not a legal question. They should understand the consequence could be quite severe, if the matter is reported. And, particularly if the family is otherwise on good terms, a repayment plan and an a heart to heart may be a much better option.

Q: In ohio is a federal tax transcript required to get a mortgage.?

1 Answer | Asked in Consumer Law, Real Estate Law, Tax Law and Banking for Ohio on
Answered on May 2, 2017
Joseph Jaap's answer
Lenders are required by federal law to verify income. So the lender can require you to provide a copy of your return.

Q: How can I freeze my mom bank accounts?

1 Answer | Asked in Banking, Civil Litigation, Probate and Securities Law for Ohio on
Answered on Apr 26, 2017
Kenneth V Zichi's answer
1) Not having a will doesn't mean you don't have to go through probate. Indeed, it likely means you WILL have to go through probate.

2) Simply inform the banks your mother has died, and call the credit card companies with the same information. They will freeze the account automatically until someone is appointed by the Court to act for the Estate.

3) and most importantly, hire a local probate attorney.

Do that yesterday.

You need legal representation...

Q: what section will apply when bank cashier is refusing to payment of your check in pakistan

1 Answer | Asked in Banking for Ohio on
Answered on Feb 7, 2015
Matthew Williams' answer
Is the bank and cashier from Pakistan or the check? If someone refuses payment of a check in Pakistan, it an issue of Pakistani law and you will need to talk to a Pakistani lawyer about it. In general, however, banks are not required to cash checks if they can point to any reason they believe the check may be stale (too old), fraudulent, or if the person trying to cash the check does not have an account.

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