Q: Just rear ended a car, minor damage. She has my name/plate. Doesn’t know I’m insured. What should I do?
I can’t afford for my insurance to go up. She’s offering to not go through insurance. But I can’t afford this bogus quote she sent me ($2400? I barely bumped her). We both left the scene. What are my rights?
A: This is something an Ohio attorney could advise best on, but your question remains open for a week. No one could comment on the PD damage figure without seeing what a collision shop estimates it at. You could consider discussing with a local attorney. Consider this scenario. In six months she comes back to you with an injury claim, and your insurance company tells you that you did not place them on notice of the accident. That's why it could worthwhile to discuss this more meaningfully with a local attorney familiar with Ohio insurance laws and protocols followed by insurance companies that operate in Ohio. Good luck
A: Addendum - I'm not saying that the given scenario would happen to stir fear. It might happen, it might not. It's just something to discuss with a local attorney in making a well-informed decision. I hope you are both okay. Good luck
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