Asked in Insurance Bad Faith and Collections for Michigan

Q: Can I sue my insurance companies for neglecting to pay and emotional distress?

Due to my medical insurance companies having differing policies on which insurance provider became my primary insurance, I had a series of medical bills go into collections and become a lawsuit due to non-payment. After the court ruled against me, Garnishment was taken from me. Later on, they then retracted the garnishment due to insurance companies finally making a payment to the hospital.

I have not received my garnishment back and am still left responsible for the court fees and interest that was accrued. On top of this, the stress of garnishment/legal battles caused me to visit an emergency room on different occasions during my (at the time) pregnancy. Do I have grounds to sue my insurance companies for not paying my bills until after I had garnishment taken, For not returning the garnished amount, and for causing the distress that occurred? Thanks in advance.

1 Lawyer Answer

A: A Michigan attorney could advise best, but your question remains open for a week. That sounds like it would be a tough case. You could be confronted with the question of what mitigating steps you took to negotiate or defend the matter before it ultimately made its way to garnishment. You could discuss further with a local collection attorney, or you could discuss the matter with your state's Department of Insurance. Good luck

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