My medical insurance company has a contract with a company that provide transportation and other services. The company has failed to provide over twenty rides to the doctor and physical therapy appointments. Can they be liable or held accountable for not accommodating.
answered on Dec 18, 2022
A Michigan attorney could advise best, but your question remains open for two weeks. Until you're able to speak with a local attorney to figure out if you have a case that's cost-effective to pursue, you could review your insurance policy to make certain of what it covers. In terms of a... View More 
Sued by a local city in Michigan for an Ambulance trip. That was never billed to insurance. But billed to my insurance on many other trips before and after this one. Was told that the time period to submit passed and I owed them, even though they never filed a claim to begin with. Even though they... View More
answered on Oct 29, 2022
A Michigan attorney could advise best, but your question remains open for two weeks. Until you're able to discuss with a local attorney so far as state-specific provisions go, in general, the provider has an obligation to submit bills to the insurance carrier on time. The patient has an... View More
The thieves broke off both my locks and put their own locks on so I couldn't get into my storage. The storage company siding with the insurance company which I pay insurance on my storage monthly. My claim was denied.
answered on Jul 25, 2022
What exactly is your question?
I can’t imagine a storage company ‘siding with’ anyone. Had you paid your storage bill? The scenario is unclear.
If you didn’t pay your bill they COUKD have auctioned off you’d stuff for back rent and Re rented the unit to someone else who... View More
They towed it to a salvage yard and never gave me a status of my car.
answered on Jul 10, 2022
A Michigan attorney could advise best, but your question remains open for three weeks. Until you have a meaningful consult with a local attorney as to state insurance law requirements, something like this might depend on the individual policy. Nationwide, state laws do standardize certain aspects... View More
Hello & I appreciate your time & expertise.
I took my car to my Ins. Co.’s recommended Collisions Shop.While in for a complete tear down quote, the Shop caused additional damage to my car. They submitted a final quote to my Ins. Co. - which includes the cost to repair their... View More
answered on Jun 29, 2022
Probably not. Look, insurance is a business. It is probably not worth their while to fully investigate what might have happened, especially when clearly, the insurance company is paying a claim anyway, just to save a few bucks.
It is pre-arranged; insurance companies are most collision... View More
answered on Aug 25, 2023
A Michigan attorney could answer best, but your question remains open for two weeks. It could depend on the context. In some cases, the paperwork can include legal filings to place a denied claim into suit if an insurance carrier will not pay a legitimate claim. But this is only a general... View More
Was wondering if this is a violation of any laws and if it is can I do anything about it
answered on Jul 21, 2023
A Michigan attorney could advise best, but your question remains open for a week. It's possible it could involve HIPAA laws - you could try to set up a free initial consult with health care attorneys or repost and include that category. Good luck
clean up company already started cleaning the basement and removing drywall and demolition has started, but now the insurance company will no longer cover the cost.
answered on Feb 2, 2023
You need to talk with an attorney focused on insurance. It will matter whether claim was approved and for what work.
What do I do?
answered on Jan 31, 2022
Have you submitted a written 'punch list' of items to be fixed/finished?
Or have you made the final payment accepting the property as is?
If the later, you may have a hard time.
It is hard to say what you should do next without also knowing what you have done so... View More
CASE IS TOO NEW TO BE HEARD.
It's been over 2 years. Where do I go from here?
answered on Jun 28, 2021
Workers comp claims take awhile. Your attorney probably knows very well the timeline and process. You could consult with another workers comp attorney, but they may tell you the same.
answered on May 13, 2021
Risk analysis and calculation, as well as identity purposes.
Is there any Recourse?
answered on Feb 8, 2021
I would need more information. Feel free to contact me to discuss it.
He is threatening to sue us. What are our legal responsibilities? He wants the refunded rental fee back as well as the damage repair.
We were willing to pay the repair but not pay back the money he refunded us.
answered on Aug 20, 2020
A Michigan attorney could answer best, but your question remains open for five weeks. It could depend on the terms of the rental agreement, and possibly subsequent communications. Additional factors could also be relevant, in terms of the manner in which the jet skis were operated, and possibly the... View More
answered on Feb 9, 2020
If you're asking as an agent, it might be best to comply with standard operating procedures provided in company handbooks. Even though the industry is fairly transparent and everyone knows each other's product lines and pricing, following company protocols is the best bet. Good luck
Tim Akpinar
answered on Oct 19, 2019
You could ask for one if there is something very acrimonious in the chemistry in your working relationship. But for the most part, the role of a claim rep is adversarial to the claimant. The claim rep is not there to be a mentor or friend. Claim reps are highly intelligent, analytical, and... View More
The sales rep at the dealership called an insurance agent for me, I've been paying for insurance but i don't have a real policy.
answered on Oct 18, 2019
A Michigan attorney could answer best, but your post remains open for four weeks. Contact the agent. Any licensed, reputable agent would take urgent steps to correct the matter. If there will be problems in setting up coverage with them, seek alternate insurance. By now, you've probably... View More
On August 20, 2015, I entered into an Used Car Loan with People's Driven Credit Union (PDCU) in Southfield, MI for less than a $20k loan at 2.49% via Champs Auto Sales in Detroit, MI. My down payment was $5k & for six months I made timely payments of $420 ($2,520) then PDCU Forced Placed... View More
answered on Apr 20, 2018
If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract... View More
*****I am in the process of applying for life insurance.*****
During the process, I am asked to provide fairly detailed answers to the health questions (dates, numbers of dosages taken, etc.). And, some of the answers are about things that happened 15 or 20 years ago. At the end of the... View More
answered on Jun 23, 2017
If you told them "I don't know" and they pressed you to provide an answer anyway, they are probably not to be trusted.
If you said 'I don't know exactly' and they said 'can you provide an approximate time frame' that would be appropriate.... View More
No one was hurt, or there at the time. We were coming home from vacation, and have a hunch who may have done this, but no real proof. Not enough, anyway, but to me, it checks out. Just not to police. This was a home we were totally redoing, so tools/ladders and tons of new wood, doors, windows,... View More
answered on Jan 26, 2017
If you had a contractor their insurance might cover. Talk to your CPA about a big casualty loss deduction on your tax return--may have to file an amended (for 2015) if you didn't claim it
I called my insurer and a representative assured me I was covered internationally. Swerved to avoid a car in my lane and collided with a hedgerow. Filed a claim with my insurer who informed me I was not actually covered. If I had known this I would have taken out additional insurance on the rental.... View More
answered on Feb 6, 2016
You might have a case. Talk to a local bad faith or injury lawyer.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible... View More
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