My medical insurance company has a contract with a company that provide transportation and other services. The company has failed to provide over twenty rides to the doctor and physical therapy appointments. Can they be liable or held accountable for not accommodating.
A Michigan attorney could advise best, but your question remains open for two weeks. Until you're able to speak with a local attorney to figure out if you have a case that's cost-effective to pursue, you could review your insurance policy to make certain of what it covers. In terms of a...View More
Sued by a local city in Michigan for an Ambulance trip. That was never billed to insurance. But billed to my insurance on many other trips before and after this one. Was told that the time period to submit passed and I owed them, even though they never filed a claim to begin with. Even though they... View More
A Michigan attorney could advise best, but your question remains open for two weeks. Until you're able to discuss with a local attorney so far as state-specific provisions go, in general, the provider has an obligation to submit bills to the insurance carrier on time. The patient has an...View More
Medical records show a torn rotating cuff and damaged lathriel, I am in the process of retaining Lee Free. I will need to have surgery I am in pain daily, my insurance keeps sending me to every specialist and clinic they can find. I feel this is because they know once I win the judgement I have to... View More
A Michigan attorney could advise best, but your question remains open for two weeks. It may be because you are in the process of retaining an attorney, or may already have one on the case by now. Your attorney would be in the best position to advise here. Good luck
I purchased a used truck in May 2023. As usual, I called the insurance company to add it to my policy on May 17, 2023, the date I purchased the truck. A couple months later, I received a letter from my bank stating that since they didn't receive documentation of insurance on my truck, that... View More
A Michigan attorney could advise best, but your question remains open for three weeks. It isn't fully clear what caused the misunderstanding here - a local attorney could probably sort out better after reviewing the file in detail. But a financial institution can require insurance. Good luck
A Michigan attorney could answer best, but your question remains open for two weeks. It could depend on the context. In some cases, the paperwork can include legal filings to place a denied claim into suit if an insurance carrier will not pay a legitimate claim. But this is only a general...View More
A Michigan attorney could advise best, but your question remains open for a week. It's possible it could involve HIPAA laws - you could try to set up a free initial consult with health care attorneys or repost and include that category. Good luck
The thieves broke off both my locks and put their own locks on so I couldn't get into my storage. The storage company siding with the insurance company which I pay insurance on my storage monthly. My claim was denied.
A Michigan attorney could advise best, but your question remains open for three weeks. Until you have a meaningful consult with a local attorney as to state insurance law requirements, something like this might depend on the individual policy. Nationwide, state laws do standardize certain aspects...View More
I took my car to my Ins. Co.’s recommended Collisions Shop.While in for a complete tear down quote, the Shop caused additional damage to my car. They submitted a final quote to my Ins. Co. - which includes the cost to repair their... View More
Probably not. Look, insurance is a business. It is probably not worth their while to fully investigate what might have happened, especially when clearly, the insurance company is paying a claim anyway, just to save a few bucks.
It is pre-arranged; insurance companies are most collision...View More
A Michigan attorney could answer best, but your question remains open for five weeks. It could depend on the terms of the rental agreement, and possibly subsequent communications. Additional factors could also be relevant, in terms of the manner in which the jet skis were operated, and possibly the...View More
If you're asking as an agent, it might be best to comply with standard operating procedures provided in company handbooks. Even though the industry is fairly transparent and everyone knows each other's product lines and pricing, following company protocols is the best bet. Good luck
You could ask for one if there is something very acrimonious in the chemistry in your working relationship. But for the most part, the role of a claim rep is adversarial to the claimant. The claim rep is not there to be a mentor or friend. Claim reps are highly intelligent, analytical, and...View More
A Michigan attorney could answer best, but your post remains open for four weeks. Contact the agent. Any licensed, reputable agent would take urgent steps to correct the matter. If there will be problems in setting up coverage with them, seek alternate insurance. By now, you've probably...View More
On August 20, 2015, I entered into an Used Car Loan with People's Driven Credit Union (PDCU) in Southfield, MI for less than a $20k loan at 2.49% via Champs Auto Sales in Detroit, MI. My down payment was $5k & for six months I made timely payments of $420 ($2,520) then PDCU Forced Placed... View More
If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract...View More
*****I am in the process of applying for life insurance.*****
During the process, I am asked to provide fairly detailed answers to the health questions (dates, numbers of dosages taken, etc.). And, some of the answers are about things that happened 15 or 20 years ago. At the end of the... View More
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