Greenup, KY asked in Social Security for Kentucky

Q: I would like to file a claim for disability based on MDD but am unsure of the requirements or compensation to expect

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James L. Arrasmith
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Answered
  • Social Security Disability Lawyer
  • Sacramento, CA

A: To file a claim for disability based on Major Depressive Disorder (MDD) through Social Security, here are some key points to consider:

Requirements:

1. Your MDD must be severe enough to significantly limit your ability to perform basic work activities.

2. The condition must have lasted or be expected to last for at least 12 months or result in death.

3. You'll need medical evidence documenting your diagnosis, symptoms, and how they impact your daily functioning.

4. You must be unable to engage in substantial gainful activity (SGA) due to your condition.

Compensation:

The amount you could receive varies based on several factors:

1. Your work history and the amount you've paid into Social Security

2. Whether you qualify for SSDI (Social Security Disability Insurance) or SSI (Supplemental Security Income)

3. Your current income and resources (for SSI)

As of 2024, the average SSDI payment is around $1,500 per month, but this can range from about $800 to $3,000. SSI has a maximum federal payment of $943 per month for individuals (as of 2024), with possible state supplements.

To start the process:

1. Gather your medical records and work history

2. Apply online at ssa.gov, by phone, or at your local Social Security office

3. Be prepared for a potentially lengthy process, as many initial claims are denied and require appeals

I'd recommend contacting your local Social Security office or a disability attorney for more specific guidance tailored to your situation. They can provide more accurate information about your potential eligibility and expected benefits.

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