Meridian, ID asked in Foreclosure, Civil Rights and Constitutional Law for Idaho

Q: how do I file for a audit to be introduced, into my non judical foreclosure ?

I had a Forensic Audit done on my house loan and it shows fraud, gross neglect by attorney and loan officer and servicer fraud that was commited.

1 Lawyer Answer
James L. Arrasmith
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Answered

A: To introduce an audit into your non-judicial foreclosure process, start by gathering all documentation related to the forensic audit you've had done. This includes the audit report, any evidence of fraud, and communications with your attorney, loan officer, and servicer. Ensure that this documentation is well-organized and clearly shows the instances of fraud and neglect.

Next, you should file a formal complaint with the state regulatory agency that oversees mortgage servicers. This agency can vary by state, but it's typically part of the state's Department of Financial Institutions or a similar entity. Include copies of your forensic audit and any supporting evidence in your complaint. Clearly explain how the fraud and neglect have impacted your situation and request a formal investigation.

Additionally, it may be helpful to consult with a legal advisor who has experience with foreclosure cases and can guide you through the specific procedures in your state. They can assist you in filing the necessary paperwork and representing your interests in any hearings or negotiations. Document every step you take and keep thorough records of all communications and responses you receive.

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