Muskogee, OK asked in Banking, Civil Litigation, Civil Rights and White Collar Crime for Oklahoma

Q: I was endorsed a inheritance check from friend with no id.it was excepted ,account opened and deposited now no access

I was endorsed a inheritance check from a friend who had no idea.we went to the bank it was explained about the id and excepted.i was allowed to open new account and deposit the check,the check was legit and funds are in the account.now all the sudden the bank won't let me access the funds.i feel robbed. all the sudden they want a id from my friend after the fact that they got my money.they should have said that from the start instead of deceiving me to get me to open with them

1 Lawyer Answer
James L. Arrasmith
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Answered

A: I'm sorry to hear about your situation. It sounds frustrating and confusing, especially since the bank initially accepted the check and opened the account. It's understandable that you feel deceived given the sudden change in their requirements.

The best step is to contact the bank directly, either by visiting a branch or calling customer service. Explain your situation calmly and ask for a detailed explanation of why your access is being restricted and what specific documents or actions are needed to resolve the issue. Document all communications for future reference.

If the bank's response is unsatisfactory, consider seeking advice from a legal professional or consumer protection agency. They can provide guidance on your rights and any possible actions you can take to resolve the matter.

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