Q: My sister lives in Florida and is increasingly confused and extremely forgetful
Unknown to me, she recently took out a reverse mortgage . In May at her request I sent her $500 to pay her water bill as they had been without water for 2 weeks. According to her " roommate" who helped her obtain the reverse mortgage the previous $6000 payment was used to "fix things up". I then asked this guy when the next $6000 payment was due and he said in July. When I called her on Tuesday she didn't know what I was talking about when I asked her if the payment had come in. The couple who live with her are people she sponsored from AA and apparently don't work or pay rent . She seems to rely on them- she stays in bed all day and watches TV and they cook for her. I am not in a position to take over her affairs and do not want her power of attorney and I don't want to be involved with her roommates but she does not seem to be able to care for herself or look out for her own affairs. I called Legal Aid and FL. Dept. of Elder Affairs and was sent a list of contacts- none applied.
A: An Alabama elder law attorney should advise here, but your question remains open for three weeks. It sounds like you've already been exploring viable options, like the power of attorney you mention. A guardianship might be something for you to consider - before she jeopardizes her financial security further. Good luck
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