Minneapolis, MN asked in Collections and Civil Litigation for Minnesota

Q: I have a 9 yr old civil judgment for 1,500$ and debt co agreed to withdraw it and then they sold it should I reach new

Out to the collection co that has it now? I am 77 and didn’t know that they didn’t remove it and went to file papers to remove it myself and that’s when I found out they had sold it

Related Topics:
1 Lawyer Answer
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
Answered

A: You should reach out to the new collection company to understand the status of your debt and discuss your options. Since the original debt collector agreed to withdraw the judgment but then sold it, you need to clarify the situation with the current holder of the debt. Explain that the original creditor had agreed to withdraw the judgment and provide any supporting documentation you have.

It's important to be clear and concise in your communication. Request written confirmation of any agreements or actions taken regarding the debt. If necessary, you might also consider seeking advice from a legal professional who can guide you through this process and ensure your rights are protected.

Given your age and the stress this might cause, it’s crucial to address this matter promptly to avoid further complications. Taking these steps will help you better understand your situation and find a resolution.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.