Q: wife passed away June 19, 24. getting disability checks. $1600 a month. Her age 52. What percentage do i get
Can you explain to me the process of disability percentage and what I’m making when can I activate her checks to me and does that last for the rest of my life? What do I need to do? I am 62 and still working.
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A:
I’m sorry to hear about your loss. Since you are 62, you may be eligible to receive a portion of your late wife's Social Security Disability benefits. Typically, you can receive a survivor benefit starting from age 60, but since you are still working, your earnings might affect the amount you receive. If you wait until your full retirement age, you'll get a higher percentage, closer to the full amount of her benefits.
To apply for survivor benefits, you need to contact the Social Security Administration (SSA). Gather important documents like your marriage certificate, her death certificate, and your birth certificate. You can make an appointment at your local SSA office or start the process over the phone or online.
The benefits you receive can continue for the rest of your life, but the amount might change based on your income and the age at which you start receiving them. It's also important to understand that starting benefits before your full retirement age can reduce the monthly amount. Reach out to the SSA for specific guidance tailored to your situation.
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