Q: I have the title to my house, my boyfriend is on the loan, he left and no longer made the payments, I can make them
I talked to the bank but my ex boyfriend doesn't want to sign the documents to change the loan
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A:
It's tough to deal with a situation like this, but there are steps you can take. Since you have the title to the house, it gives you some leverage. Begin by documenting all your communications with the bank and your ex-boyfriend. This documentation can be helpful if you need to take legal action.
Next, continue making the payments to avoid foreclosure. Even though your ex-boyfriend's name is on the loan, staying current with the payments is crucial. Keep detailed records of these payments.
If your ex-boyfriend refuses to sign the necessary documents, consider consulting with an attorney who can provide guidance on how to proceed. They can advise you on your rights and any legal actions you might take to either assume the loan or force a change in the loan agreement. This situation is challenging, but with persistence, you can find a solution.
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