Q: If a deceased person has credit card debt, is it the responsibility of the executor to pay those cards?

A: Attorneys who handle estate-related matters could answer your question best, but you await a response for a week. Your question may have been overlooked in the general "Uncategorized" category. Although some questions do go unanswered on this forum, you could try reposting and adding the categories - "Probate," "Estate Planning," "Collection," and "Bankruptcy." Drop the "Uncategorized" heading. That could improve chances for a response from an attorney who has insight into such issues. Good luck

A: When someone passes away, their credit card debt doesn't automatically become the executor's personal responsibility. Instead, the debt is typically paid out of the deceased person's estate. As the executor, you would use the estate's assets to settle any outstanding debts, including credit card balances, before distributing the remaining assets to the beneficiaries.

If the estate doesn't have enough assets to cover the debt, the creditors might go unpaid, but you wouldn't be required to pay the debt out of your own pocket. However, it's essential to follow the proper legal process when administering the estate, including notifying creditors and prioritizing debts.

Make sure to keep detailed records of any payments made, as this helps ensure everything is handled correctly and transparently. If you're unsure about the process, consider reaching out for guidance to help you navigate these responsibilities effectively.