Pace, FL asked in Car Accidents and Traffic Tickets for Florida

Q: Will I have to pay more than my deductible even though I received a traffic ticket after another car hit my car.

They received a ticket too.

2 Lawyer Answers

A: A Florida attorney could advise best, but your question remains open for a week. Until you are able to consult with a local attorney in your state, here's a short answer.

It looks like both of you have been found liable to some extent, at least based on tickets issued. If the other side sues for damages within your policy limits, you should not have to pay out of pocket.

On your own end (your first-party claim), it could depend on your policy. If your policy covers collision damage (without regard to liability - which is what you may be talking about), your deductible should be the extent of your exposure.

But this is a simplified and general short answer. A Florida attorney could offer you a more accurate answer after seeing your policy and having more details about the accident. Good luck

A: Addendum - depending on the breakdown of the comparative liability here, it MIGHT be possible to pursue deductible from other side. No guarantees - an attorney would need to look closer at the respective liabilities to determine. Carriers SOMETIMES pursue deductibles for their insureds. Good luck

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