Carlsbad, CA asked in Insurance Defense for California

Q: can an auto insurance company demand a large sum of money from a 3 yr old bumper tap?

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1 Lawyer Answer
James L. Arrasmith
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Answered

A: In California, auto insurance companies have a limited time frame to demand payment for damages related to an accident. This period is typically governed by the statute of limitations, which is generally three years for property damage claims. If an insurance company is making a demand after three years, it may be outside the allowable time frame.

However, there are exceptions depending on the specifics of the case, such as when the demand was first made and if there were any prior attempts to resolve the matter. You should check the details of the demand and see if it aligns with the timing rules under California law.

If you believe the demand is unjustified or untimely, it might be helpful to discuss the situation with a legal professional who can offer guidance based on the exact circumstances. It's important to understand your rights and ensure you're not paying more than you legally owe.

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