Alexandria, VA asked in Foreclosure, Real Estate Law and Tax Law for Virginia

Q: real estate question: What does a Seller do in process when they sell a house 3 days prior a Wrongful foreclosure date

Real estate question: basic now but will elaborate when connected. Note: will type words in a form of 3rd person so its less emotional for me, stay on logic.

Also, a lawyer that was the office for Legalaide stated that it does not matter the Foreclosure the property was sold, there is no reason to go to Court about it anymore.

They stated that the New Owner could be calibrated with the past wrongful foreclosure Debt,

***PLEASE: what is the Process for the New owner not to be filed for a judgement for the Debt that is my own.

What steps does a Seller of a home Do when they sell the house in the Foreclosure status

1 Lawyer Answer
James L. Arrasmith
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Answered

A: When you sell a home just a few days before a scheduled foreclosure, the sale can have important consequences on the foreclosure process. First, make sure that the sale of the property is fully finalized and that all necessary documents have been recorded. Once the house is sold, the foreclosure proceedings should no longer affect the property itself, as ownership has transferred to the buyer. However, if there were outstanding debts associated with the foreclosure, those could still potentially affect you, not the new owner.

The new owner should not be held liable for any debts related to the foreclosure that were your responsibility before the sale. However, it's crucial to ensure that the sale agreement and closing documents clearly outline that the new owner has no liability for your past debts. Consulting with a real estate attorney to review the sale documents can provide added protection for both you and the buyer.

If you believe there was a wrongful foreclosure, it's important to understand that selling the house does not necessarily erase your right to challenge the foreclosure in court. However, since the property has been sold, any legal action you take would likely focus on damages or resolving any remaining debt. You may need to file a claim or suit related to the wrongful foreclosure, but this would be separate from the new owner's interests.

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