Q: Is it illegal to make checks for your account instead of ordering them from the bank,or is it illegal to use them ?
My bank didn't have a branch in my home state but said they did when I had a 30000.00 check to cash or open account with are they liable for any coincidental damages like the cost of my plane and hotel expenses now that they demand I close my account even if I have a way to close it through the mail but don't have the time it would take before id need money from the account?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
- (916) 704-3009
- View Profile
- Answered
A:
Using checks that you create yourself instead of ordering them from your bank can lead to complications. Banks typically provide authorized checkbooks to ensure all necessary banking information is correctly included. Creating your own checks might result in them being rejected or flagged for security reasons, which could cause issues with your transactions.
Regarding your situation with the bank misrepresenting a branch in your home state, it's understandable that this has caused you inconvenience and additional expenses. Banks are expected to provide accurate information, and misleading you about branch locations could be a basis for a complaint. You might consider reaching out to customer service to explain your situation and seek reimbursement for your travel costs.
If the bank is demanding you close your account despite having the option to do so by mail, try to communicate your difficulties and see if they can offer a more convenient solution. Document all your interactions and expenses related to this issue, as this information can be helpful if you decide to escalate the matter to a regulatory authority or seek legal advice.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
