Consumer Law Questions & Answers

Q: Can a developer charge you a large fee to build your own house on your own property in TN ?

1 Answer | Asked in Construction Law, Consumer Law and Real Estate Law for Tennessee on
Answered on Oct 22, 2018
Leonard Robert Grefseng's answer
I would not pay this fee without going to court. If you bought the property before the restrictions were changed, you should be able to rely on the restrictions- the change to add the fee may have required some notification to you. Also , the restrictions should be applied consistently so if some get it waived, that's not fair to the one who do pay it. Consult an experienced real estate lawyer.

Q: What can I do to get my money back from a furniture store that refuses to deliver the goods I paid cash? Thank you

1 Answer | Asked in Consumer Law, Contracts and Small Claims for California on
Answered on Oct 21, 2018
William John Light's answer
Small Claims against the store and, potentially, against the owner individually since the owner made false representations to you.

Q: We had a reaffirmation for our car loan that our attorney failed to file with the courts. Can it be re opened and signed

1 Answer | Asked in Consumer Law and Bankruptcy for Colorado on
Answered on Oct 19, 2018
Timothy Denison's answer
Yes. It can be reopened and filed. Whether it is in your best interests is another issue. You will probably have to pay the reopening fee to get it filed. I doubt the attorney will pay it although you can always ask.

Q: Am on SSD and being sued by debt collectors what can I do? Only one has filed suit against me so far.

1 Answer | Asked in Bankruptcy and Consumer Law for Texas on
Answered on Oct 19, 2018
Timothy Denison's answer
Find a local bankruptcy attorney, file your petition and get some debt relief.

Q: Is it true WC doesnt do settlements in Texas.

1 Answer | Asked in Consumer Law for Texas on
Answered on Oct 17, 2018
Tammy Lyn Wincott's answer
You need to consult with a Worker's Comp attorney privately as soon as possible.

Q: A possible case of extortion and defamation?

1 Answer | Asked in Consumer Law, Business Law, Civil Litigation and Libel & Slander for California on
Answered on Oct 17, 2018
William John Light's answer
It's possible. Defamation is a false statement of fact. Negative opinions are not defamation. It depends what she said and how it compares to the truth.

Q: I was served a summons for a credit card bill. It says if I dont reply a default judgement will be made. What's that?

1 Answer | Asked in Consumer Law and Collections for South Carolina on
Answered on Oct 17, 2018
Timur Akpinar's answer
I do not practice in South Carolina, but your question hasn’t been picked up in two weeks. And the response time for a summons is relatively short in any state throughout the nation. A default judgment is a binding judgment against a party in a legal action resulting from the person failing to do something, such as failing to respond to a request or failing to appear in court, etc. You don’t want that to happen. A South Carolina attorney who deals with collections lawsuits would be able to...

Q: How much would it cost me to send a seize and deciest notice to someone?

1 Answer | Asked in Consumer Law and Libel & Slander for Arizona on
Answered on Oct 17, 2018
Timur Akpinar's answer
You could contact several Arizona attorneys in your area and ask them about their fees to draft a cease and desist letter.

Tim Akpinar

Q: What options does one have for debt and credit relief before bankruptcy? Or is it an option worth pursuing?

3 Answers | Asked in Bankruptcy and Consumer Law for California on
Answered on Oct 16, 2018
William John Light's answer
You can negotiate with your creditors for reductions in principal and payments with the threat of bankruptcy if they don't agree. Otherwise, it's looking like bankruptcy.

Q: What should be done when a Former Partner of a surveyor, hired for private property job, impersonates the person hired?

1 Answer | Asked in Consumer Law, Criminal Law and Business Law for Tennessee on
Answered on Oct 16, 2018
Anthony Marvin Avery's answer
You will have to call the Sheriff's Department and ask to swear out a Warrant with a Detective. Let the Magistrate decide which Criminal Statute was violated. But since you actually paid no money, probably no charges will be issued. It is possible a Complaint to the Land Surveyor's Branch of the Tennessee Department of Commerce and Insurance should be filed. You should have never hire a Surveyor to determine Title Ownership of Real Property. If the Wills you have were not Probated,...

Q: car for sale just sitting

1 Answer | Asked in Consumer Law for Texas on
Answered on Oct 16, 2018
Tammy Lyn Wincott's answer
I think you should move on and find another car to buy. Let the city or correct jurisdiction handle the abandoned vehicle. If you take it, you'll be committing theft.

Q: SHOULD I HIRE A ATOORNEY FOR THE PROBLEMS WITH MY NEW MOBILE HOME. ITS A TURD THE COMPANY IS TRYING TO JUST PATCH.

1 Answer | Asked in Consumer Law for Texas on
Answered on Oct 16, 2018
Tammy Lyn Wincott's answer
Copy and paste the two links below (sorry I don't know how to get them to show as "active" links). You may find some answers to your questions and hopefully some relief.

http://3j6g5h1ufrxy3coj463pn7uw-wpengine.netdna-ssl.com/wp-content/uploads/Consumer-English-2016-2017-060718.pdf

https://www.texasattorneygeneral.gov/consumer-protection

Q: States a portion of profits go to charity. How much exactly is that??

1 Answer | Asked in Consumer Law for Washington on
Answered on Oct 16, 2018
Timur Akpinar's answer
Organizations sometimes provide the percentage they donate. If a figure is not provided, it’s an unknown. If it’s important, as you mention, you could ask the organization.

Tim Akpinar

Q: How do I file a class action lawsuit against Norwegian Cruise Lines

1 Answer | Asked in Consumer Law for Georgia on
Answered on Oct 16, 2018
Timur Akpinar's answer
A starting point could be to consult with a law firm that handles class action cases. They would likely want to examine the ticket, as cruise lines in general could include terms and conditions that govern or limit the manner in which claimants may bring legal action.

Tim Akpinar

Q: what is statute of limitations on credit card debt. Last used 2010. Wanting payment in full 2018

1 Answer | Asked in Consumer Law for Wisconsin on
Answered on Oct 16, 2018
Nathan DeLadurantey's answer
It's 6 years from the time of default. However, you may be liable for the debt incurred by your wife. Call a consumer lawyer in Wisconsin and get a free consultation.

Q: debt collection cases

1 Answer | Asked in Banking, Bankruptcy, Collections and Consumer Law for Idaho on
Answered on Oct 15, 2018
Kevin M Rogers' answer
All debt collection STOPS as soon as you file ANY chapter in bankruptcy. If you’re behind on a car payment and you file bcy the collection against you will stop immediately. Same with a house if you’re behind on your mortgage. However the collection on these two kinds of debts will start again as soon as the collector can get the court’s permission.

Q: A thrift store employee damaged my car when loading a table. I had it repaired and gave them the bill $847.13.

1 Answer | Asked in Car Accidents and Consumer Law for Florida on
Answered on Oct 15, 2018
Charles M. Baron's answer
Submit to them a written request to provide to you, within 30 days, the name and contact information for their liability insurance company and a copy of their insurance policy. By law (Fla. Statutes Section 627.4137), they must comply. They are more likely to timely comply if you have an attorney send them such a letter. If they have insurance, contact the insurance company to set up a claim.

If they don't have insurance, and they will not cooperate, file a claim in small claims...

Q: Debt collector sues in the name of a deceased spouse, not living spouse & debt was incurred before marriage.

1 Answer | Asked in Consumer Law for California on
Answered on Oct 15, 2018
William John Light's answer
Paying $500 is not necessarily the same as paying the entire billing. Your husband's estate would be liable for his debts, if any. It's unclear whether your husband's premarital estate holds or held any assets. If you are served on behalf of your husband, send the Plaintiff's attorneys a copy of your husband's death certificate, along with a copy of your proof of payment. You may wish to contact an attorney who is knowledgeable in debt collection to discuss in detail. You may have rights...

Q: I bough a bike the disputed it now merchant want to charge me as fraud

1 Answer | Asked in Consumer Law and Criminal Law for Utah on
Answered on Oct 15, 2018
Timur Akpinar's answer
An attorney looking at these facts might ask for further details. A Utah attorney who handles such matters could examine all statements/written evidence from you and the merchant to determine whether the elements of fraud, as alleged by the merchant, were met.

Tim Akpinar

Q: What can be done about a telemarketer that called at 5:45 AM on a Sunday morning and then hung up when answered?

1 Answer | Asked in Consumer Law and Energy, Oil and Gas for Ohio on
Answered on Oct 15, 2018
Timur Akpinar's answer
You could consult with a collections attorney in your state as to your remedies. If you repost your question in the Collections section of this website, an attorney who works in that area would have a better chance of picking it up.

Tim Akpinar

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