Your current state is Virginia
I rent a tv PlayStation 4 combo and a laptop from Aarons. I have 3 payments left for both. I pay every month on time. This month i did not pay the laptop because i lost my wallet with my debit card in it and could not access my money. I made them aware of this. About a week later they show up at my... Read more »
Once you get your replacement card, pay everything up to date and pay off thes debts as quickly as you can.
My husband made a loan and used a lot of our household stuff.Can they take that from me or make me pay his debt? We live in Mississippi which is not a community property state.
If you stop making the payments, they can take the collateral for the loan. This is true whether or not they make a claim as a creditor in probate.
I applied to get my licensure for physical therapy. The California Physical Therapy Board sent my application to Consumer Protective Services to review my criminal background and decide if I can get licensed. I was wondering what this process is typically like and how long it takes. Thank you in... Read more »
I do not think anyone can answer this with exactness. The CA Bar licensing usually takes about 4 months and does not include folks *usually* with criminal records. It DOES have a LONG exam. IF it takes more than 6 months, I'd recommend you politely reach out to the body doing the screening, and to... Read more »
The buyers guide has as is checked but also says Integrity Warranty Services 3month/3000 miles. The dealer told us at the time of purchase it is a powertrain warranty and "if it has gas, grease or fluids it's covered" They did not explain any details or limitations or provide a copy of the... Read more »
I regret that I do not handle car warranty matters. You should call the Virginia Attorney General's office, consumer division and make a formal complaint.
I have a debt/collections I am trying to pay off but just found a judgement in county records against me for the same debt by the same company.
The judgment is not appearing on my credit report, only the collection itself. Is it legal to have both a judgement won and filed in a recorders... Read more »
You should notify all three credit bureaus that they are the same debt. It should only be reported as the judgment.
In 2014 I co-signed a student loan application for my stepson. His mother and I got divorced later that year. All during the plan this “Sallie Mae Bank Inc” loan showed as being in a “Closed” status on my 3 credit reports. Now that I have completed the plan and received a discharge the... Read more »
You can contact the credit bureaus regarding this but the bottom line is you are still obligated on the note. Was it not dealt with in your divorce?
I canceled the cashiers check. Before I could pay them, they went to the moving broker and got my debit card information (unauthorized) and charged the amount the next day.
Is that misappropriation of funds or do I just need to reissue? I’m concerned that this is fraud and identity theft.
It sounds as though the moving broker acted negligently towards you. If you have never authorized them to release your credit/debit card information to this 3rd party, this may be a case of fraudulent use of credit card or another offense. It is best to consult an attorney who can assess the merits... Read more »
They received the wrong dog, now they won't exchange for the correct dog. Other customer had already adopted that dog and would like the one they adopted.
A properly drafted purchase agreement should deal with this possibility. If not, it is up to you to provide a reasonable replacement or refund their money.
They all gave us the go ahead. We checked the Lebanon County, PA rules and there were none. We had a company come out and start to install our fence (vinyl 6ft high) to be served with a cease and desist from developers who sold the land to the builder. The builder didn’t disclose the deed... Read more »
This, among other reasons, is why people should have lawyers when they buy houses. A competent lawyer would have asked the title company for copies of the restrictions, and you would have then known what they were. However, you may have a legitimate beef with your title company for not providing... Read more »
There is a loan company in a near town that repetitively sends me adds in the mail that I have on a number of occasions asked to stop sending me adds, I have asked them a number of times to remove my address and they still have not.
You can sue for unsolicited calls, text messages, and junk faxes under the Telephone Consumer Protection Act (TCPA) because it provides a "private right of action." Emails are covered by the CAN SPAM Act and individual cannot sued under that act. I'm not aware of any statute that allows you to... Read more »
I offered a one-time lump sum payment to settle a debt with a third-party debt purchaser and received a settlement agreement that is worded like the following:
"This letter agreement shall confirm that Defendant "Name", has agreed to pay and Plaintiff "Name" has agreed to accept the total... Read more »
I am always concerned when an agreement is not clear in its wording. You might ask that the wording be changed to allow you to feel more comfortable before signing. I would suggest that you allow an attorney to review the letter for you as they may be able to determine more from actually seeing... Read more »
I sell magnetic therapy bracelets online. They are not proven to have any benefits with studies, but I want to run an ad that has a picture of a bracelet and also a before/after of a woman who lost weight. Does this fall under false advertisement and can I get sued.
Nowhere in my website or... Read more »
If you are going to run the ad, you should put the disclaimer on the ad that you set out above. That should protect you from any claims of fraud.
Hello, I had a couple of student loans returned back to the federal lenders 2yrs ago when i was forced to withdraw from a semester at my university due to severe health issues. As a result, i incurred a debt with the school for the amount of the loans that we returned. I was trying to understand if... Read more »
Yes, I believe they are considered student loans for bankruptcy purposes.
I live in an apartment in Anaheim California. The lease is weekly and required to pay by week and it up to a month in advance. I have been stalked and harassed and now the entire ceiling in my closest is saturated with water and brown mold in ceiling. The carpet is wet and my belongings on on the... Read more »
Go to the doctor and get treated. Most insurance company have exclusions for mold. You have to use negligence theories. Be careful how to file your pleading. Best of luck.
Since 2013 they’ve had considerable lawsuits and complaints for unfair debt practices and other grievances.We have paid 40000 dollars for a 27000 car.we still owe 15000.00.55000 when all said and done.The car is currently worth 13000.00
Why do you feel this is a bad loan?
A brief summary of my issues are as follows:
- I caught the company taking an un-contractual 50% off the top, nearly $10,000. I brought it up and they agreed to “give it back”. Which in turn went from his right pocket to his left because of the ridiculous “bill” he gave me.... Read more »
Without more facts and a review of all documents, it is not possible to provide a meaningful answer. Your situation cannot be determined in an online forum.
My husband died without leaving a will or power of attorney to me so I have to go to the court-house to petition for administrator of his estate. His assets are around $20k (2 cars and a bike and some money in the bank, about $2k). The cars are paid off as well as the bike. One car is used by me. I... Read more »
For these assets you may not need to be appointed personal representative. You may be able to transfer title to the motor vehicles as exempt personal property because you are his wife with just his death certificate, you should check with your local motor vehicle office, since this may depend on... Read more »
I was fine with that. My current loan was discharged under a bankruptcy, but my mom would still be held liable for it as she is a co-signer on the loan. Anyways, the finance manager comes back and says since the loan was discharged, just surrender the car. I informed him that my mom was on there... Read more »
I do not have the specific answer to your question, but, I have excellent input.
Here is what you do, ASK your bankruptcy attorney! They know this stuff inside
and out and they will know if you were lied to and if so, what your remedies may be.
Good luck with it!
If someone scams me online for virtual currency, can I send a demand letter to get him to recompensate me?
more info needed.
yes you can send a demand letter yourself...however it probably will not be successful.
if what s/he did was criminal then contact law enforcement.
I am guessing that by "administrator" you really mean executor or personal representative appointed by the court. You should hire an attorney to help you petition the court to recover the funds and also remove the executor/personal representative due to malfeasance.
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