Q: I’m in the process of applying for an Oklahoma mortgage loan and was asked to provide any relevant support orders.
A 30+ year old support order from 1993 didn't seem relevant.. My only current obligation is paying arrears to another State Only, which are fully up-to-date, as confirmed on my credit report and by a screenshot from that States support enforcement website that I provided to the lender, which also confirms Arrears Only to the State. Repayment I suppose is likely more accurate. Despite this, the lender’s underwriter is still requesting a copy of the original 1993 support order, which involved children who are now adults in their late 30s and 40s. Given that there is no current support obligation beyond arrears, could this request be considered lender overreach, or is there a legitimate basis for them to require this document? Can I refuse and not lose the loan I'd tentatively been approved for as a result of such refusal? Thanks for your time.
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