Q: How does my College student dispute a recent "loan" from a company that did not disclose the loan terms to him?
My adult son is a college student in SC and has been roped into an online e-commerce scam. The intake process led him to believe the payment for services/coaching e-commerce was going to be based on his performance and not actually paying directly from his pocket. After agreeing to an "on-boarding" form he was allowed access to a group discord and assigned a contact person. They directed him to work with a third party collector, Affirm, to pay for the service. This came as a surprise to him and we started to uncover that this service had signed him up for a simple loan with 28.34% interest rate.
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