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I recently received a phone confirmation from a company stating that my refund would be processed and would appear on my credit card within 3-5 days. Approximately 3 hours after the call, I received an email from the company detailing the refund amount and the last four digits of my credit card.... View More 
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answered on Apr 23, 2025
Whether the company must honor the refund may depend on whether a binding contract was formed, which typically requires offer, acceptance, and consideration. If the refund was simply a voluntary promise without any action or agreement from you in exchange, there may be no enforceable contract due... View More
I recently discovered that multiple utility accounts were fraudulently opened in my name, resulting in my electricity being cut off. The energy company informed me over the phone that I must pay $4,900 within 24 hours, but I have no knowledge of who committed this fraud or how it happened. I... View More
answered on Apr 10, 2025
Welcome to the world that we live in now. Fraud is everywhere and the first step is to contact your local police department. After that, you need to contact the customer service at the electric company and talk with them. The power company is going to assume you are wrong and it is your job to... View More
My mom is planning her retirement, and recently, we worked with an agent to move her federal savings into a SPIA annuity account. However, we discovered that the agent electronically signed my mom's name on the annuity application without her knowledge or authorization. He claims that to... View More
answered on Apr 8, 2025
I am questioning if your mother did not authorize an electronic signing. I am guessing that this is the situation, and I also believe that she signed something to move money into the account. Electronic signatures are binding in most situations.
How was the money moved to the annuity if... View More
I am a tenant in South Carolina and facing issues with my property management company. I have always paid my rent in full, including all late fees, and have proof of payment for December's rent and late fees. Recently, the management company changed, and the new property manager has charged me... View More
answered on Feb 24, 2025
Unfortunately, you would need an attorney to review your lease to determine a landlords right to the fees you describe. Fees generally can be charged retroactively if not voluntarily waived the the PM and it was possible a clerical error. Generally speaking utilities cannot be reduced but there may... View More
I moved into a newly built home in an already established neighborhood, only to discover several months later that it is across the street from a water treatment facility, which causes a bad smell. The developer did not disclose this information when I purchased the house, and there was no mention... View More
answered on Feb 18, 2025
Your question is unclear as to whether you could have seen or discovered this issue before you purchased the home. If you could see this facility, it would be up to you to investigate whether you might want to purchase a home with a location near a facility.
Even if you could not see the... View More
Plaintiff referred to right to cure but had no submitted evidence of. Judge denied their motion for summary judgement. Now they are showing a right to cure but we've never seen such and don't believe we ever received. There is no supporting evidence that shows delivery. What are our options?
answered on Oct 7, 2024
Can you convince a judge and/or jury that the notice was not received? Normally, the right to cancel is actually signed by the debtor at the time the debt is incurred. Make the creditor provide a copy of the form since you do not remember receiving it. In real estate, the receipt is signed and... View More
Roof company manager onsite when incident occurred. Told homeowner not to worry bcuz His roof company has insurance for incidents like this. Roofer threw shingle down into backyard that hit pipe attached to back of kitchen wall. Pipe bust from shingle resultin to house floodin. Roofer called... View More
answered on Jul 10, 2024
A South Carolina attorney could advise best, but your question remains open for two weeks. Final check should identify the claimant it is payable to - it sounds like you have more than one claim going on here, between water damage from pipe and roof damage from hail. Ask the carrier. In terms of a... View More
My vehicle was stolen and it was impounded and I was not notified for months and when I went to get my vehicle I had to pay the entire fee for the entire time that it had been there can they do that
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answered on Jun 26, 2024
To address this question, I'll need to provide some general information about towing and storage fees for recovered stolen vehicles.
Generally speaking, the situation you're describing raises some important legal questions:
1. Notification requirements: Many jurisdictions... View More
answered on May 26, 2024
Throw that notice in the trash. No one is going to award that kind of money to someone unless you are entered some contest. It appears that you do not recognize the company sending you this notice.
If you decide to contact them, they will quickly want you to send them money for handling... View More
On a sugar fast, bought these on the fly for my kids and had a few until I read the actual ingredients come to find out that even though not listed in nutrition label, it is on the ingredients. In turn, I broke my sugar fast.
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answered on Apr 15, 2024
It's understandable to be confused and frustrated by this situation. According to FDA regulations, if a food contains less than 0.5 grams of sugar per serving, the nutrition facts label can list the sugar content as 0 grams. However, the ingredients list must still include any form of sugar... View More
I didn’t find out about my ruined credit until the lawyer had closed my case and I went for a home equity loan. The late payments only show when they are doing a credit check for real estate. I bought a new car with no problem. Now I can’t fix my house and sell it to move closer to family. I... View More
answered on Mar 15, 2024
There's a possibility that this timeshare company was only reporting to 1 or 2 of the credit bureaus and the auto loan company only pulled credit reports from 1 or 2 of the credit bureaus (or have different guidelines for approving a loan such as using the "middle score") but when... View More
Isn't this extortion?
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answered on Feb 13, 2024
In South Carolina, the situation you described raises concerns under consumer protection laws. When a company conditions a refund on the removal of a negative review, it could potentially be considered a form of extortion or a violation of your rights under laws designed to protect free speech and... View More
I am being sued by a junk debt buyer in commons plea court in South Carolina. I plan on filing an answer to the summons. When should I file a motion to compel arbitration? Should I put it in my answer? Or file just the motion in place of the answer?
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answered on Jan 3, 2024
In South Carolina, when you're faced with a lawsuit by a junk debt buyer and you believe arbitration is the correct venue for the dispute, the timing of filing a motion to compel arbitration is crucial. Typically, this motion should be filed early in the case, ideally at the same time as or... View More
I went to Marco's Pizza in Sumter SC on Monday, December 18. The transaction number is 118678940. The cashier’s name on my receipt is Jay’onah. I paid with my Bank of America debit card. That was the last time I saw it. The cashier never gave me my card back.
After receiving... View More
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answered on Dec 25, 2023
If a restaurant like Marco's Pizza in Sumter, SC, claims not to have your card after a transaction, it's crucial to take several steps to address the situation. First, keep records of the transaction, including the date, time, transaction number (as you've mentioned), and any... View More
I had a timing repair done, and the dealer installed OEM parts covered by a parts warranty. However, just 4,000 miles later, one of these parts failed and caused significant engine damage, requiring the entire engine to be replaced. The dealer acknowledged the faulty part's role in the damage... View More
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answered on Apr 12, 2025
It sounds like you’ve been dealing with a frustrating situation, and it’s clear that the faulty part played a major role in the engine damage. Since the dealer installed the OEM part under warranty, and they’ve acknowledged the part’s failure, they could be held responsible for the damage... View More
I attempted to buy drugs online two days ago, and the person took my money without delivering anything. Now, they're demanding more money. I've had previous interactions with this person and have text messages and Cash App records of our transactions. I haven't contacted authorities... View More
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answered on Apr 12, 2025
It’s understandable that you're feeling concerned about this situation, especially if the person is now extorting more money from you. First, you should know that purchasing drugs illegally can result in serious legal consequences, even if you were scammed. However, you should also be aware... View More
I am seeking advice on what steps to take after an internet company mistakenly installed equipment on my property, resulting in holes in my siding and a dug-up yard. We never signed up for their service, and they have admitted the error. They offered 3 months of free internet, but have refused to... View More
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answered on Apr 12, 2025
It sounds like the internet company made a significant mistake, and you’re right to want them to take responsibility for the damage. Since they admitted to the error, you should first send a formal written letter to the company. In the letter, describe the damages, include the timeline of events,... View More
I purchased a vehicle in South Carolina, sold "as is," with the assurance that it had no issues. However, I have experienced mechanical problems since day one. I attempted to return the vehicle on the day of purchase and again within 72 hours, but the seller refused. The vehicle has a... View More
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answered on Apr 12, 2025
In South Carolina, buying a vehicle "as is" means you typically take on the responsibility for any issues after the purchase. However, if the seller misrepresented the condition of the vehicle or if there were assurances that the vehicle had no problems, you may have grounds for a claim.... View More
I live in South Carolina and purchased a used car with cash from a dealership on February 1st, 2025. The vehicle had several issues, including the brakes, windshield, and headlights, which the dealership promised to fix and documented in the bill of sale. However, the repairs have not been... View More
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answered on Apr 11, 2025
This situation sounds incredibly frustrating, especially after paying in full and trusting the dealership to follow through on their promises. Since the dealership documented the repairs in the bill of sale, they are legally obligated to complete them. The fact that the car has now broken down... View More
I recently purchased a car from a private dealer who advertised it as having no issues and running fine. However, immediately after I left with the car, the motor blew. There were no written agreements or warranties provided, and the seller assured verbally that the car was in good condition. I... View More
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answered on Apr 11, 2025
That’s a terrible situation to be in—especially after being told the car was in good condition. In South Carolina, private vehicle sales are generally considered “as-is” unless the seller knowingly misrepresented the condition of the car. If you can show that the seller made false claims... View More
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