Q: How long is the tolling law good for that is past the statue of limitations of 6 years on credit card debt in Tennessee?
This is on a credit card from 18 years ago that I have no records of.
A: In the State of Tennessee, the statute of limitations for breach of contract is six (6) years. There are certain ways that the creditors can obtain proof that you admitted the debt within 6 years. It could be a writing that you sent or it could be a recorded call with an admission. If it has been 18 years, and you have done nothing, then it should be gone. You may want to consult with an attorney that does Fair Credit Reporting Action things and see if he or she knows how to get it removed.
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