Q: SSDI Question
After you apply for SSDI and before you get approved are you able to use your trial work period during the pending application.
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A:
No, you cannot use your trial work period (TWP) while your Social Security Disability Insurance (SSDI) application is still pending. The TWP is only available to people who have already been approved for SSDI and are receiving benefits. Since you are not yet approved, the work you do during this time could be counted as substantial gainful activity (SGA), which might affect your eligibility.
If you work and earn above the SGA limit while your application is pending, Social Security may determine that you are not disabled under their rules. This could result in a denial of your claim. However, if your earnings stay below the SGA threshold, it may not affect your case. Keeping track of your income and hours is important so you don’t unintentionally hurt your claim.
Once you are approved for SSDI, the TWP allows you to test your ability to work without losing benefits. During this period, you can earn any amount for up to nine months without it affecting your eligibility. Until then, it’s best to be cautious and understand how working could impact your pending application.
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